Skip to main content

Mortgage Refinance Companies in Waterford, WI

Compare mortgage refinance companies in Waterford. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Waterford, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 4 mortgage refinance companies in Waterford, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home State Bank N.A.
229 E Main St, Waterford, WI 53185
(262) 514-0058 homestateonline.com
APM - Wisconsin - Bill Meisel
4829 Riverside Rd, Waterford, WI 53185
(262) 281-4982 globalstatemortgage.com
The Equitable Bank
701 Trailview Crossing, Waterford, WI 53185
(262) 534-5161 theequitablebank.com
Nichole Stern, Residential Loan Officer - NMLS #523789
217 N Milwaukee St, Waterford, WI 53185
(262) 224-6317 associatedbank.com

A mortgage refinance company in Waterford, Wisconsin helps homeowners replace their current home loan with a new one, often to lower the interest rate or change the loan term. Wisconsin law requires lenders to provide a clear Loan Estimate within three business days of application. Local Waterford residents may also benefit from the Wisconsin Housing and Economic Development Authority programs for eligible borrowers.

What Does a Mortgage Refinance Company in Waterford Cost?

Typical costs for a mortgage refinance in Waterford, Wisconsin include an application fee of $250 to $500, an appraisal fee of $400 to $700, and title insurance and recording fees totaling $500 to $1,500. Lender origination fees usually range from 0.5% to 1% of the loan amount. These costs can be paid upfront or rolled into the new loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Waterford Wisconsin?
Most lenders require proof of income, tax returns, bank statements, and a current mortgage statement. Wisconsin law also requires a signed application and a valid government ID. The exact list can vary by lender and loan type.
How long does a mortgage refinance take in Wisconsin?
A typical refinance in Wisconsin takes 30 to 45 days from application to closing. This timeline can be longer if an appraisal is needed or if there are title issues. Wisconsin law does not set a specific time limit for the process.
Are there Wisconsin specific rules for refinancing a mortgage?
Yes, Wisconsin requires lenders to follow the Wisconsin Consumer Act for certain loan types. This includes rules on prepayment penalties and late fees. Also, Wisconsin is a lien theory state, meaning the lender holds a lien on the property until the loan is paid.

Mortgage Refinance Companies in Other Wisconsin Cities