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Find Mortgage Refinance Companies in Watertown, WI

Looking for a mortgage refinance company in Watertown? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Watertown, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 5 mortgage refinance companies in Watertown, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
1606 S Church St, Watertown, WI 53094
(920) 261-2222 locations.checkngo.com
World Finance
302 W Main St, Watertown, WI 53094
(920) 262-2065 loansbyworld.com
Summit Credit Union
1610 S Church St, Watertown, WI 53094
(608) 243-5000 summitcreditunion.com
ProVisor Inc.
1509 E Main St, Watertown, WI 53094
(920) 545-0000 provisor.com
BMO Harris Bank Mortgage
205 N 2nd St, Watertown, WI 53094
(920) 261-7102 bmo.com

Mortgage refinance companies in Watertown Wisconsin help homeowners lower their interest rates or change loan terms. Wisconsin law requires lenders to provide a clear disclosure of all fees and terms within three business days of application. Local companies understand the Watertown real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Watertown Cost?

Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Watertown Wisconsin?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Wisconsin lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Wisconsin?
A typical refinance in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Wisconsin laws that protect me during a refinance?
Yes, Wisconsin has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. Lenders must also follow state usury laws limiting interest rates.

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