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Find Reverse Mortgage Specialists Near You in Prescott, AZ

Looking for a reverse mortgage specialist in Prescott? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 18 reverse mortgage specialists in Prescott, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
(928) 458-0507 legacymutual.com
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
(928) 237-1886 homeownersfg.com
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
(928) 427-5156 gregriordan.com
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
(928) 910-4153 branches.guildmortgage.com
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
(480) 426-1636 millmortgage.com
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
(928) 615-3295 lo.primelending.com
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
(928) 220-7673 branches.guildmortgage.com
Laurie Lawton Scott At Nations Lending - NMLS:203321
140 N Montezuma St Ste 103, Prescott, AZ 86301
(602) 329-2950 lawtonscott.com
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
(928) 445-9499 smartmortgageaz.com
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
(928) 800-5670 branches.guildmortgage.com
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
(928) 515-0344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
(928) 350-8828 apmprescott.com
Mile High Lending, LLC
716 N Montezuma St C, Prescott, AZ 86301
(928) 778-1400 milehighlending.com
Academy Mortgage
141 S McCormick St #107, Prescott, AZ 86303
(928) 777-8971 academy.guildmortgage.com
Hometown Mortgage
107 N Cortez St Suite 300, Prescott, AZ 86301
(928) 458-7189 hometownmortgageaz.com
Theron Wall Team
3767 Karicio Ln Ste B, Prescott, AZ 86303
(928) 772-2669 theronwall.com
Jerry Sell Mortgage Services, Inc.
404 S Montezuma St, Prescott, AZ 86303
(888) 520-6704
Troy Simington - Reverse Mortgage Consultant NMLS# 387790 - Longbridge Financial, LLC
102 W Gurley St Suite 104, Prescott, AZ 86301
(602) 834-9428 agents.longbridge-financial.com

What Does a Reverse Mortgage Specialist in Prescott Cost?

Typical costs for a reverse mortgage in Arizona include an origination fee of up to 2% of the first $200,000 of home value plus 1% of the amount above $200,000. Third-party fees such as appraisal, title insurance, and recording fees range from $2,000 to $5,000. The upfront mortgage insurance premium is 2% of the appraised value. Annual mortgage insurance premiums are 0.5% of the loan balance. Costs vary by case and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Prescott Arizona?
Borrowers must be at least 62 years old. For a couple, both spouses must meet the age requirement to be listed on the loan. Arizona law follows federal HECM guidelines for age eligibility.
Is a home appraisal required for a reverse mortgage in Prescott?
Yes, a FHA-approved appraiser must assess the property value. The appraisal determines the maximum claim amount and loan proceeds. Prescott properties must meet FHA minimum property standards.
What happens to the loan when the last borrower leaves the home in Arizona?
The loan becomes due and payable. Heirs have 30 days to decide to pay off the loan or sell the home. Arizona law provides a 12-month extension period if heirs are working to sell or refinance.

Reverse Mortgage Specialists in Other Arizona Cities

Apache Junction · Avondale · Buckeye · Bullhead City · Casa Grande · Cave Creek · Chandler · Cottonwood · Flagstaff · Florence · Fountain Hills · Gilbert · Glendale · Goodyear · Kingman

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Arizona.

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