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Reverse Mortgage Specialists in San Tan Valley, AZ

Directory of reverse mortgage specialists in San Tan Valley, Arizona. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
San Tan Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 2 reverse mortgage specialists in San Tan Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Castle Rock Mortgage LLC
1984 E Sarona Ct, San Tan Valley, AZ 85143
4806873271
Stacey Siewert | San Tan Mortgage
28251 N Coal Ave, San Tan Valley, AZ 85143
4802779723

A reverse mortgage specialist in San Tan Valley helps homeowners aged 62 and older convert home equity into tax free funds. In Arizona lenders must provide a detailed disclosure and counseling from a HUD approved agency before a loan can close. San Tan Valley residents often use these loans to supplement retirement income or pay for healthcare expenses.

What Does a Reverse Mortgage Specialist in San Tan Valley Cost?

Typical costs for a reverse mortgage in Arizona include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. For a home valued at 400,000 total closing costs often range from 8,000 to 15,000. Costs vary by loan type and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in San Tan Valley Arizona?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be on the loan. Arizona law does not change this federal requirement.
Do I need to own my home free and clear to qualify for a reverse mortgage in Arizona?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity becomes available to you. Arizona law requires a property appraisal to confirm the home value.
What counseling is required for a reverse mortgage in San Tan Valley?
Arizona law requires all borrowers to complete a counseling session with a HUD approved counselor. The session covers loan terms costs and alternatives. You must receive a counseling certificate before the lender can process your application.