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Find Reverse Mortgage Specialists in Yuma, AZ

Compare reverse mortgage specialists in Yuma. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Yuma, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 18 reverse mortgage specialists in Yuma, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NOVA Home Loans
1590 S 2nd Ave, Yuma, AZ 85364
9287267266
Lucy Johannsen at CrossCountry Mortgage
862 S 5th Ave, Yuma, AZ 85364
9288522479
LoanSuite Mortgage
2052 S 4th Ave Suite C, Yuma, AZ 85364
9282479320
Kortnee Garcia, NMLS 297233, Gateway Mortgage
220 E 16th St Ste. 1, Yuma, AZ 85364
9282462132
Elite Mortgage
1874 S Avenue B, Yuma, AZ 85364
9285978122
Eduardo Prevot - Mortgage Lender
1271 S 4th Ave, Yuma, AZ 85364
9284463561
Henry Martinez, Equity Partners – Barrett Financial
2450 S 4th Ave # 301, Yuma, AZ 85364
9289410821
G Financial - Mortgage Brokers
226 S 1st Ave, Yuma, AZ 85364
9282619095
Guild Mortgage - Barb Orta
190 S Madison Ave Suite 1, Yuma, AZ 85364
9285807382
Guild Mortgage - Mayra Valdez
190 S Madison Ave Suite 1, Yuma, AZ 85364
9565368668
Guild Mortgage - Raul Cruz Gerardo
190 S Madison Ave Suite 1, Yuma, AZ 85364
9285040220
Guild Mortgage - Juan Silva
190 S Madison Ave Suite 1, Yuma, AZ 85364
9282597661
Guild Mortgage - Jessica Rico
190 S Madison Ave Suite 1, Yuma, AZ 85364
9282103146
Melissa Gideon-Beard - PrimeLending
11611 S Foothills Blvd Suite B, Yuma, AZ 85367
9285033923
Raul Alvarado - The Mortgage Factory
2851 S Avenue B #302, Yuma, AZ 85364
9286554246
The Mortgage Factory
2851 S Avenue B #302, Yuma, AZ 85364
9285818825
The Mortgage Factory LLC - Aneyda Bonfiglio NMLS 1636611
2851 S Avenue B #302, Yuma, AZ 85364
9284464156
MortgageOne
1375 W 16th St B, Yuma, AZ 85364
9283661621

A reverse mortgage specialist in Yuma Arizona helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Arizona law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including Arizona-specific property tax deferral options and lien requirements.

What Does a Reverse Mortgage Specialist in Yuma Cost?

Typical costs for a reverse mortgage in Arizona include an origination fee capped at 6000 or 2.5 percent of the first 200000 of home value plus 1 percent of the amount above 200000. The upfront mortgage insurance premium is 2 percent of the appraised value. Third party costs for appraisal title search and recording fees range from 1000 to 3000. Total closing costs often land between 5000 and 15000 but can be higher for high value homes. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Yuma Arizona?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 or older to be on the loan. Arizona law does not allow exceptions to this federal HUD rule.
Do I need to own my home free and clear to get a reverse mortgage in Arizona?
No you do not need to own your home free and clear. You must have significant equity and the existing mortgage must be paid off with the reverse mortgage proceeds. Arizona law requires that the home be your primary residence.