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Find Reverse Mortgage Specialists Near You in Cheshire, CT
Looking for a reverse mortgage specialist in Cheshire? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Cheshire, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 7 reverse mortgage specialists in Cheshire, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MSImortgage
25 Merwin Cir, Cheshire, CT 06410
2039854444
FM Home Loans
Two Town Center Building 2, Cheshire, CT 06410
2034547300
Mandy C Miller, Loan Officer Province Mortgage
144 Elm St, Cheshire, CT 06410
2035304361
Total Mortgage Cheshire NMLS #1781558
830 S Main St, Cheshire, CT 06410
2035921333
Rapid Response Mortgage Services, LLC
416 Highland Ave, Cheshire, CT 06410
8606817498
Matthew Anderson, Rapid Response Mortgage Services
85 Park Pl, Cheshire, CT 06410
8602275573
Michael Christoforo at Guaranteed Rate Affinity (NMLS #109495)
680 S Main St, Cheshire, CT 06410
2036542976
Reverse mortgage specialists in Cheshire, Connecticut help homeowners aged 62 and older access home equity without monthly payments. Connecticut law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). These specialists guide you through the process, including understanding loan terms and local property tax implications.
What Does a Reverse Mortgage Specialist in Cheshire Cost?
Typical costs for a reverse mortgage in Connecticut include an origination fee (up to $6,000), mortgage insurance premium (2% of the home value upfront plus 0.5% annually), appraisal fee ($400 to $800), and closing costs ($1,000 to $3,000). Counseling fees are usually $125 to $250. Total costs often range from $5,000 to $15,000 depending on the loan amount and property value. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications do I need for a reverse mortgage in Cheshire?
You must be at least 62 years old and own your home outright or have a low mortgage balance. You also need to live in the home as your primary residence and complete a HUD-approved counseling session. Connecticut law requires this counseling to ensure you understand the loan.
How does a reverse mortgage affect my Connecticut property taxes?
A reverse mortgage does not change your property tax obligation. You must continue to pay property taxes and homeowners insurance. In Connecticut, if you fail to pay taxes, the lender may require loan repayment. Some towns offer tax deferral programs that can help.
Can I lose my home with a reverse mortgage in Cheshire?
Yes, if you fail to meet loan obligations such as paying property taxes, homeowners insurance, or maintaining the home. Connecticut law provides a right to cure default within a specific time period. You must also live in the home as your primary residence to keep the loan active.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.