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Compare Reverse Mortgage Specialists in Cartersville, GA
Compare reverse mortgage specialists in Cartersville. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Cartersville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 10 reverse mortgage specialists in Cartersville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shane Siniard, SWBC Mortgage
162 W Main St Ste 107, Cartersville, GA 30120
7707131215
Fairway Independent Mortgage Corporation
650 Henderson Dr Suite 401, Cartersville, GA 30120
4708886302
1st Georgia Home Mortgage
6 Maybelle St, Cartersville, GA 30120
7706061066
Kory Maloney Motto Mortgage Clear Choice
107C S Dixie Ave, Cartersville, GA 30120
4703154313
SWBC Mortgage Cartersville
162 W Main St Ste 107, Cartersville, GA 30120
7706072006
American Mortgage Group Inc
205 Stonewall St, Cartersville, GA 30120
7705099952
Riverside Lending
611 N Tennessee St # C, Cartersville, GA 30120
7708585626
Erin Stepp
650 Henderson Dr Suite 401, Cartersville, GA 30120
7703566405
Kelvin Smith Motto Mortgage Clear Choice
107C S Dixie Ave, Cartersville, GA 30120
7703305651
Motto Mortgage Clear Choice
107C S Dixie Ave, Cartersville, GA 30120
7703305651
A reverse mortgage specialist in Cartersville Georgia helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling the property. Georgia law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists guide clients through this process and explain how proceeds affect Georgia homestead exemptions and Medicaid eligibility.
What Does a Reverse Mortgage Specialist in Cartersville Cost?
Typical costs for a reverse mortgage specialist in Georgia include an origination fee up to 2 percent of the home value capped at 6000 dollars plus third party charges such as appraisal title insurance and recording fees ranging from 2000 to 5000 dollars. Counseling fees are usually 125 to 250 dollars but many agencies waive them for low income borrowers. Total closing costs often fall between 5000 and 12000 dollars depending on the home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Cartersville Georgia?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Georgia law does not impose additional age or equity limits beyond federal HECM rules.
Do I have to attend counseling before getting a reverse mortgage in Georgia?
Yes federal law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved agency. Georgia does not add extra counseling requirements. The session covers loan costs payment options and alternatives to protect borrowers.
How does a reverse mortgage affect my property taxes in Cartersville Georgia?
You must continue to pay property taxes and homeowners insurance to avoid default. Georgia offers homestead exemptions that can reduce taxable value but the reverse mortgage does not change your exemption status. Failure to pay taxes can lead to foreclosure.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.