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Compare reverse mortgage specialists in Dalton. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Dalton, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 11 reverse mortgage specialists in Dalton, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2514 E Walnut Ave #11, Dalton, GA 30721
7062782506
FirstBank Mortgage
401 S Thornton Ave, Dalton, GA 30720
8002006462
Heights Finance
511 Benjamin Way Suite 108, Dalton, GA 30721
7063977006
Nancy Collins | Fairway Home Mortgage, Branch Manager NMLS195344
Upstairs on right, 706 S Thornton Ave Unit C, Dalton, GA 30720
7065418983
Terry Wayne Summey | Fairway Independent Mortgage Corporation Senior Mortgage Consultant
706 S Thornton Ave Unit C, Dalton, GA 30720
7062187223
Bautista Loans
1709 E Walnut Ave, Dalton, GA 30721
7062782249
Juan Maldonado Rodriguez, FirstBank Mortgage, NMLS# 1301927
401 S Thornton Ave, Dalton, GA 30720
7065813953
Peoples Home Equity
101 E Crawford St #103, Dalton, GA 30720
7062780846
Regions Mortgage
500 Walnut Ave, Dalton, GA 30721
7062756800
Home Lenders of Georgia Dalton
102 N Glenwood Ave, Dalton, GA 30721
7709538004
Regions Mortgage
1300 W Walnut Ave, Dalton, GA 30720
8003256000
A reverse mortgage specialist in Dalton Georgia helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. In Georgia all reverse mortgage borrowers must complete a counseling session with a HUD-approved counselor before applying. Local specialists understand the Dalton real estate market and can guide you through the Federal Housing Administration Home Equity Conversion Mortgage program.
What Does a Reverse Mortgage Specialist in Dalton Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title search and recording. Total closing costs often range from 2 000 to 6 000 for a HECM loan. These costs can be financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Dalton Georgia?
Borrowers must be at least 62 years old. If the home is owned jointly both spouses must meet this age requirement unless one spouse is a non-borrowing spouse under Georgia law.
Do I have to pay back a reverse mortgage while I live in my Dalton home?
No repayment is due as long as you live in the home as your primary residence pay property taxes and maintain the home. Repayment is triggered when you move out sell the home or pass away.
Are reverse mortgage proceeds taxable in Georgia?
Loan proceeds from a reverse mortgage are not considered income by the IRS or the state of Georgia. They do not affect Social Security or Medicare benefits but may impact Medicaid eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.