ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse reverse mortgage specialists serving Hiram, Georgia. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Hiram, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 8 reverse mortgage specialists in Hiram, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
5886 Wendy Bagwell Pkwy Ste 303, Hiram, GA 30141
7702223415
Atiyah Jemison, Mortgage Pro
1899 Lake Rd #114, Hiram, GA 30141
7708648566
Lendmark Financial Services LLC
4215 Jimmy Lee Smith Pkwy Suite 16, Hiram, GA 30141
7704395167
Chase Mortgage
5218 Jimmy Lee Smith Pkwy, Hiram, GA 30141
6785670116
Mortgage, Bank of America
4900 Jimmy Lee Smith Pkwy, Hiram, GA 30141
6789318185
Synovus Mortgage Corporation
75 Metromont Rd, Hiram, GA 30141
7702226376
Namib Mortgage Brokerage
84 Lanier Crossing, Hiram, GA 30141
4707620990
PNC Mortgage
1430 Pace Rd, Hiram, GA 30141
7704390776
A reverse mortgage specialist in Hiram, Georgia helps homeowners aged 62 and older convert home equity into loan proceeds. Georgia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Hiram guide clients through this process and explain how the loan affects property taxes and heirs.
What Does a Reverse Mortgage Specialist in Hiram Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $7,500 to $15,000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Hiram Georgia?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. The home must be a single-family home, HUD-approved condo, or manufactured home that meets FHA standards. Georgia law does not add extra age or income requirements beyond federal HECM rules.
How does a reverse mortgage affect my heirs in Georgia?
Heirs can repay the loan balance or sell the home to settle the debt. If the loan balance exceeds the home value, heirs are not required to pay more than 95% of the appraised value under FHA rules. Georgia law allows heirs up to 12 months after the last borrower dies to decide on repayment.
Are reverse mortgage proceeds taxable in Georgia?
Reverse mortgage proceeds are not considered income for federal or Georgia state tax purposes. They do not affect Social Security or Medicare benefits. However, proceeds may impact Medicaid or Supplemental Security Income eligibility if not spent within the same calendar month.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Hiram who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.