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Find Reverse Mortgage Specialists Near You in LaGrange, GA

Browse reverse mortgage specialists serving LaGrange, Georgia. Contact information and addresses listed below.

16 agents listed
Updated May 2026
LaGrange, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 16 reverse mortgage specialists in LaGrange, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1470 Lafayette Pkwy #210a, LaGrange, GA 30241
7068820144
Security Finance
127 Commerce Ave J, LaGrange, GA 30241
7068824273
Statewide Mortgage
316 S Lewis St, LaGrange, GA 30240
7064435010
Lagrange Loans
900 Hogansville Rd A, LaGrange, GA 30241
7068847336
Lendmark Financial Services LLC
229 S Davis Rd, LaGrange, GA 30241
7064074673
Michael Holle - Motto Mortgage Southeast
102 Main St Suite 229, LaGrange, GA 30240
7062985630
AMG Finance
206 Commerce Ave, LaGrange, GA 30241
7068821873
Renasant Bank
401 Vernon St, LaGrange, GA 30240
8773675371
Motto Mortgage Southeast
102 Main St, LaGrange, GA 30240
7062985630
Sam Rogers Motto Mortgage Southeast
102 Main St Suite 229, LaGrange, GA 30240
8632733750
Tracy Goring-Hamilton Motto Mortgage Southeast
102 Main St Suite 229, LaGrange, GA 30240
6785881107
Tammy Cox - Renasant Mortgage
401 Vernon St, LaGrange, GA 30240
7068456881
Renasant Mortgage
401 Vernon St, LaGrange, GA 30240
7062980028
PNC Mortgage
1417 Lafayette Pkwy, LaGrange, GA 30241
7068455025
PNC Mortgage
101 N Greenwood St, LaGrange, GA 30240
7068455000
Inspired Wealth Planning - LaGrange
115 Broad St # 203, LaGrange, GA 30240
7068030115

A reverse mortgage specialist in LaGrange, Georgia helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. In Georgia, borrowers must complete a HUD-approved counseling session before applying. Local specialists can guide you through the specific requirements of the Federal Housing Administration (FHA) Home Equity Conversion Mortgage (HECM) program.

What Does a Reverse Mortgage Specialist in LaGrange Cost?

Typical costs for a reverse mortgage in Georgia include an origination fee (up to $6,000), an upfront mortgage insurance premium (2% of the appraised value), and third-party fees such as appraisal and title search (usually $500 to $1,500). Annual mortgage insurance premiums are 0.5% of the loan balance. Closing costs generally range from $2,000 to $8,000 depending on the property value and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in LaGrange Georgia?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. You also need to complete a mandatory counseling session with a HUD-approved counselor.
How much can I borrow with a reverse mortgage in Georgia?
The amount depends on your age, the appraised value of your home, and current interest rates. In 2024, the maximum claim amount for an FHA HECM is $1,089,300. Younger borrowers generally receive less equity than older borrowers.
Do I have to repay a reverse mortgage if I move out of LaGrange?
Yes, the loan becomes due if you permanently move out of the home, sell the property, or pass away. You typically have 12 months to repay the loan after the last surviving borrower leaves the home. Non-borrowing spouses may have additional protections under Georgia law.