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Looking for a reverse mortgage specialist in Milton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Milton, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 reverse mortgage specialists in Milton, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage Milton
12620 Crabapple Rd Building F, Suite 201, Milton, GA 30004
7709936444
Kristy Ragsdale - BankSouth Mortgage Loan Officer
12620 Crabapple Rd Bldg. F, Ste. 201, Milton, GA 30004
7706524727
A reverse mortgage specialist in Milton Georgia helps homeowners aged 62 and older convert home equity into loan proceeds. In Georgia reverse mortgages are subject to state specific counseling requirements and borrower protections. Specialists guide clients through the process of choosing between Home Equity Conversion Mortgages and proprietary products.
What Does a Reverse Mortgage Specialist in Milton Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. For a home valued at 400000 total closing costs often range from 8000 to 14000. Costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Milton Georgia?
Borrowers must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Georgia. The youngest borrower on the title must meet this age requirement. Some proprietary reverse mortgages may have a lower minimum age of 55.
Do I need counseling before getting a reverse mortgage in Georgia?
Yes Georgia law requires all borrowers to complete a counseling session with a HUD approved counselor before applying. The session covers loan terms costs and alternatives. A certificate of completion is needed to proceed with the loan.
What property types qualify for a reverse mortgage in Milton?
Qualifying properties include single family homes HUD approved condominiums and manufactured homes built after 1976. The property must be the borrowers primary residence. Second homes and investment properties do not qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.