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Compare Reverse Mortgage Specialists in Watkinsville, GA
Compare reverse mortgage specialists in Watkinsville. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Watkinsville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 8 reverse mortgage specialists in Watkinsville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage
7911 Macon Hwy Suite B, Watkinsville, GA 30677
7069996100
Kellyn Bowden-Mortgage Lender
1047 Summit Grove Dr Bldg 400, Watkinsville, GA 30677
7066120011
Athens Classic Mortgage
1741 Hog Mountain Rd building 200, Ste3, Watkinsville, GA 30677
7067055944
Matt Shirley - Loan Officer - Eustis Mortgage
3651 Mars Hill Rd Unit 1000B, Watkinsville, GA 30677
4043196829
Trowell Jernigan Lender (NMLS #450353)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7062079747
Mike Grace at TotalBank (NMLS #447901)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7065401612
Hastings Mortgage Group
2061 Experiment Station Rd Ste 301-407, Watkinsville, GA 30677
8888012004
Remarkable Mortgage
10 Durham St, Watkinsville, GA 30677
7063102190
Reverse mortgage specialists in Watkinsville, Georgia help homeowners aged 62 and older convert home equity into tax-free funds. In Georgia, all reverse mortgage counselors must be approved by the U.S. Department of Housing and Urban Development. Borrowers in Watkinsville must complete a mandatory counseling session before applying for a Home Equity Conversion Mortgage.
What Does a Reverse Mortgage Specialist in Watkinsville Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and closing costs ranging from 2,000 to 5,000 dollars. Annual servicing fees are usually 30 to 35 dollars per month. These costs are financed into the loan, not paid upfront. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Watkinsville Georgia?
Borrowers must be at least 62 years old. If the home is owned jointly, both owners must meet this age requirement. Georgia law does not allow younger co-owners to be listed on the loan.
Do I need to live in the home to qualify for a reverse mortgage in Watkinsville?
Yes, the home must be your primary residence. You must occupy the property for at least 183 days each year. Georgia law requires that you maintain the home and pay property taxes and insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.