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Compare Reverse Mortgage Specialists in Houma, LA

Compare reverse mortgage specialists in Houma. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 16 reverse mortgage specialists in Houma, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assurance Financial - Houma
1227 St Charles St Ste. B, Houma, LA 70360
(985) 868-7554 assurancemortgage.com
Allegiance Home Lending
1612 Polk St, Houma, LA 70360
(985) 868-5950 lendingallegiance.com
Courtney Arceneaux - Mortgage Lender
1227 St Charles St suite b, Houma, LA 70360
(985) 860-3371 assurancemortgage.com
Annette Collins, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
(985) 381-8873 locations.hancockwhitney.com
Mike Domangue, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
(985) 688-0155 locations.hancockwhitney.com
Houma Mortgage & Loan Inc
812 Barrow St, Houma, LA 70360
(985) 876-4934
Southwest Funding
188 Enterprise Dr, Houma, LA 70360
(985) 262-1750 southwestfunding.com
La Maison Mortgage Corporation
521 Goode St, Houma, LA 70360
(985) 857-8524 lamaisonmtg.com
Renee Dupre Morgage Loan Officer
521 Goode St, Houma, LA 70360
(504) 330-6448 louisianamortgageloanofficer.com
First Choice Mortgage
6468 W Park Ave, Houma, LA 70364
(985) 873-7772
Commercial Real Estate Mortgage Loans Houma LA
208 Marleen St B - 2, Houma, LA 70364
(225) 267-5575 happyinvestmentsinc.com
Southern Mortgage Lending Inc
6652 W Park Ave, Houma, LA 70364
(985) 876-4100 smlinc.net
Herb Smith
1612 Polk St, Houma, LA 70360
(985) 688-4987
Bobbi D. Landry, Sr. Mortgage Advisor
1612 Polk St, Houma, LA 70360
(985) 790-2672 facebook.com
Chase Home Lending
1402 St Charles St, Houma, LA 70360
(985) 746-6099 homelendingadvisor.chase.com
Victoria Prosperie - Chase Home Lending Advisor - NMLS ID 397810
1402 St Charles St, Houma, LA 70360
(985) 746-6099 homelendingadvisor.chase.com

What Does a Reverse Mortgage Specialist in Houma Cost?

Typical costs for a reverse mortgage specialist in Louisiana include an origination fee (up to 2% of the home value, capped at $6,000), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), and third-party fees for appraisal, title search, and recording. Total closing costs in Houma often range from $5,000 to $15,000, depending on the home value and loan type. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Houma?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement for a Home Equity Conversion Mortgage (HECM) in Louisiana.
Do I need counseling before getting a reverse mortgage in Louisiana?
Yes, Louisiana law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session explains the loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Houma?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Louisiana has a homestead exemption that may reduce tax burden, but you must still meet all loan obligations.

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