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Browse reverse mortgage specialists serving Houma, Louisiana. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 16 reverse mortgage specialists in Houma, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assurance Financial - Houma
1227 St Charles St Ste. B, Houma, LA 70360
9858687554
Allegiance Home Lending
1612 Polk St, Houma, LA 70360
9858685950
Courtney Arceneaux - Mortgage Lender
1227 St Charles St suite b, Houma, LA 70360
9858603371
Annette Collins, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
9853818873
Mike Domangue, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
9856880155
Houma Mortgage & Loan Inc
812 Barrow St, Houma, LA 70360
9858764934
Southwest Funding
188 Enterprise Dr, Houma, LA 70360
9852621750
La Maison Mortgage Corporation
521 Goode St, Houma, LA 70360
9858578524
Renee Dupre Morgage Loan Officer
521 Goode St, Houma, LA 70360
5043306448
First Choice Mortgage
6468 W Park Ave, Houma, LA 70364
9858737772
Commercial Real Estate Mortgage Loans Houma LA
208 Marleen St B - 2, Houma, LA 70364
2252675575
Southern Mortgage Lending Inc
6652 W Park Ave, Houma, LA 70364
9858764100
Herb Smith
1612 Polk St, Houma, LA 70360
9856884987
Bobbi D. Landry, Sr. Mortgage Advisor
1612 Polk St, Houma, LA 70360
9857902672
Chase Home Lending
1402 St Charles St, Houma, LA 70360
9857466099
Victoria Prosperie - Chase Home Lending Advisor - NMLS ID 397810
1402 St Charles St, Houma, LA 70360
9857466099
A reverse mortgage specialist in Houma, Louisiana helps seniors aged 62 and older convert home equity into cash without selling their home. Louisiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). This service is particularly relevant for Houma residents looking to supplement retirement income while staying in their homes along Bayou Terrebonne.
What Does a Reverse Mortgage Specialist in Houma Cost?
Typical costs for a reverse mortgage specialist in Louisiana include an origination fee (up to 2% of the home value, capped at $6,000), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), and third-party fees for appraisal, title search, and recording. Total closing costs in Houma often range from $5,000 to $15,000, depending on the home value and loan type. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Houma?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement for a Home Equity Conversion Mortgage (HECM) in Louisiana.
Do I need counseling before getting a reverse mortgage in Louisiana?
Yes, Louisiana law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session explains the loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Houma?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Louisiana has a homestead exemption that may reduce tax burden, but you must still meet all loan obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.