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Directory of reverse mortgage specialists in Lewiston, Maine. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Lewiston, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 reverse mortgage specialists in Lewiston, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
T&M Commercial Funding
134 Main St 5th Floor, Lewiston, ME 04240
2073446669
Androscoggin Mortgage
30 Lisbon St, Lewiston, ME 04240
8009669172
A reverse mortgage specialist in Lewiston Maine helps homeowners aged 62 and older convert home equity into tax free funds. Maine law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage or HECM. Specialists in Lewiston guide clients through the process including property requirements for single family homes and condos in Androscoggin County.
What Does a Reverse Mortgage Specialist in Lewiston Cost?
Typical costs for a reverse mortgage in Maine include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party costs like appraisal and title search. Total closing costs often range from 5,000 to 8,000 dollars but vary by loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lewiston Maine?
Borrowers must be at least 62 years old. If the home is owned jointly, all owners listed on the title must meet this age requirement under federal HECM rules.
Do I need to own my home free and clear to get a reverse mortgage in Maine?
No, you do not need to own the home free and clear. However, any existing mortgage or lien must be paid off with the reverse mortgage proceeds. The remaining equity is available to you.
What property types qualify for a reverse mortgage in Lewiston Maine?
Qualifying property types include single family homes, HUD approved condos, and manufactured homes that meet FHA standards. Two to four unit properties also qualify if the borrower occupies one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.