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Browse reverse mortgage specialists serving Fulton, Maryland. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fulton, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 reverse mortgage specialists in Fulton, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Imperium Mortgage LLC
8115 Maple Lawn Blvd Ste 350, Fulton, MD 20759
3013644500
Ivy Direct
7625 Maple Lawn Blvd STE 135, Fulton, MD 20759
3013171010
A reverse mortgage specialist in Fulton, Maryland helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Maryland law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Fulton residents benefit from specialists who understand local property values and the state's non-recourse protections, which limit liability to the home's value at sale.
What Does a Reverse Mortgage Specialist in Fulton Cost?
Typical costs for a reverse mortgage specialist in Maryland include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees for appraisal, title search, and recording. These costs can total $8,000 to $15,000, but they are often financed into the loan. Maryland also charges a state recordation tax of about $5.60 per $1,000 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fulton Maryland?
Borrowers must be at least 62 years old. For a HECM loan, all titleholders must meet this age requirement. Non-borrowing spouses under 62 may have protections under Maryland law if the loan originated after August 4, 2014.
Do I need counseling before getting a reverse mortgage in Maryland?
Yes, Maryland law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the lender can process your application.
Can a reverse mortgage be foreclosed in Maryland?
Yes, if you fail to pay property taxes, homeowners insurance, or maintain the home, the lender can foreclose. Maryland law provides a 30-day right to cure after a default notice. The loan becomes due when the last borrower dies, sells the home, or moves out for 12 consecutive months.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.