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Browse reverse mortgage specialists serving Kensington, Maryland. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Kensington, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 reverse mortgage specialists in Kensington, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendSolid - Home Mortgages
3401 Oberon St, Kensington, MD 20895
3013252542
Revolution Mortgage
3720 Farragut Ave Suite 201, Kensington, MD 20895
3018880005
A reverse mortgage specialist in Kensington, Maryland can help homeowners aged 62 and older access home equity without monthly payments. Maryland law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Working with a local specialist ensures you understand state-specific rules and property tax deferral options available in Montgomery County.
What Does a Reverse Mortgage Specialist in Kensington Cost?
Typical costs for a reverse mortgage specialist in Maryland include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above 200,000 dollars. Third-party fees such as appraisal, title search, and recording fees usually range from 1,500 to 4,000 dollars. HUD mortgage insurance premiums include an upfront fee of 2 percent of the appraised value and an annual premium of 0.5 percent of the loan balance. Costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Kensington Maryland?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Maryland does not have additional age limits beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Maryland?
Yes. Maryland law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must occur before you submit your loan application. The counselor will review costs, risks, and alternatives.
Can I lose my home with a reverse mortgage in Kensington?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Maryland law provides a 60-day cure period after a default notice before foreclosure can begin. You must keep the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.