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Find Reverse Mortgage Specialists in Andover, MA

Directory of reverse mortgage specialists in Andover, Massachusetts. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 14 reverse mortgage specialists in Andover, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
75 Essex St, Andover, MA 01810
(978) 852-9707 totalmortgage.com
Matthew Tran - Total Mortgage, NMLS #1644981
75 Essex St, Andover, MA 01810
(978) 973-8311 totalmortgage.com
Homeownership Hub
1 Main St, Andover, MA 01810
(617) 959-4885 homeownershiphub.com
Jim Kochakian at CrossCountry Mortgage
2 Elm Square Suite 201B, Andover, MA 01810
(978) 835-7413 ccm.com
Cremon Mortgage Experts
11 Chestnut St Suite 6A, Andover, MA 01810
(781) 367-5059 cremonmortgageexperts.com
Mary Schruender at Rate (NMLS #885647)
2 Elm Ct #203, Andover, MA 01810
(978) 407-8397 rate.com
Kathy Vasel at CrossCountry Mortgage
44 Park St 1st Floor, Ste 1, Andover, MA 01810
(978) 267-1467 ccm.com
Guaranteed Rate- Mike Suffoletto
2 Elm Ct #203, Andover, MA 01810
(617) 383-7283 michaelsuffoletto.com
Olga Lee at CrossCountry Mortgage
44 Park St 1st Floor, Suite 1, Andover, MA 01810
(617) 320-3521 teamolgalee.com
Jim Kelley – Mortgage Loan Officer at Bangor Savings Bank (NMLS #22227)
26 Chestnut St, Andover, MA 01810
(978) 270-0851 bangor.com
Anne Concemi - Total Mortgage, NMLS #3527
75 Essex St, Andover, MA 01810
(978) 852-9707 totalmortgage.com
EJL Mortgage
63 Park St Suite 16B, Andover, MA 01810
(617) 842-0141 ejlmortgage.com
Rate
2 Elm Ct #203, Andover, MA 01810
(781) 810-0587 rate.com
CrossCountry Mortgage, LLC
44 Park St 1st Floor, Andover, MA 01810
(781) 799-2856 crosscountrymortgage.com

Reverse mortgage specialists in Andover Massachusetts help homeowners aged 62 and older access home equity without monthly payments. Massachusetts law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. These specialists guide clients through state-specific rules including mandatory repayment when the home is sold or the borrower moves out.

What Does a Reverse Mortgage Specialist in Andover Cost?

Typical costs for a reverse mortgage specialist in Massachusetts include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal and title fees range from 2000 to 5000 dollars. These costs can be financed into the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Andover Massachusetts?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for reverse mortgages. In Massachusetts they must follow state lending laws and ensure borrowers complete required HUD counseling.
Are there age requirements for a reverse mortgage in Massachusetts?
Yes you must be at least 62 years old to qualify for a federally insured Home Equity Conversion Mortgage in Massachusetts. The specialist will verify your age and review your financial situation.
What Massachusetts laws apply to reverse mortgages?
Massachusetts requires a mandatory three-day right of rescission after closing. Borrowers must also attend a HUD-approved counseling session. The loan becomes due when the last borrower dies sells the home or permanently moves out.

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