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Find Reverse Mortgage Specialists Near You in Grand Ledge, MI

Looking for a reverse mortgage specialist in Grand Ledge? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Grand Ledge, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 5 reverse mortgage specialists in Grand Ledge, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lutheran Financial Services
15190 Wright Rd, Grand Ledge, MI 48837
(517) 627-1900 lutheranfinancial.com
Asset Financial Services Inc
820 Charlevoix Dr # 270, Grand Ledge, MI 48837
(517) 627-1181 assetfinancialservicesinc.com
Focus Partners Wealth
11973 Sweetwater Dr, Grand Ledge, MI 48837
(517) 627-1412 wealth.focuspartners.com
Edward Jones - Financial Advisor: Ren Vande Guchte
1005 Charlevoix Dr #170, Grand Ledge, MI 48837
(517) 468-9518 edwardjones.com
Fifth Third Mortgage - Kaitlyn Beno
900 Charlevoix Dr, Grand Ledge, MI 48837
(989) 413-0744 mortgageadvisors.53.com

A reverse mortgage specialist in Grand Ledge Michigan helps homeowners aged 62 and older convert home equity into tax free funds. Michigan law requires borrowers to complete a counseling session with a HUD approved agency before applying. This service is especially useful for seniors in Eaton County who want to supplement retirement income without selling their home.

What Does a Reverse Mortgage Specialist in Grand Ledge Cost?

Typical costs for a reverse mortgage specialist in Michigan include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. For a home valued at 250,000 dollars, total costs can range from 8,000 to 12,000 dollars. These costs are often financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Grand Ledge Michigan?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Michigan law also requires a mandatory counseling session with a HUD approved counselor before the loan application.
How does Michigan law affect reverse mortgage proceeds?
Michigan does not tax reverse mortgage proceeds as income. The loan becomes due when the last borrower moves out, sells the home, or passes away. Borrowers must continue to pay property taxes and homeowners insurance to avoid default.
What is the role of a reverse mortgage specialist in Grand Ledge?
A specialist explains the loan terms, costs, and repayment obligations. They help you compare lenders and understand the impact on your estate. They do not provide legal advice but can refer you to a Michigan licensed attorney for estate planning.

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