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Compare reverse mortgage specialists in Marshall. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Marshall, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 reverse mortgage specialists in Marshall, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Treadstone Funding
223 W Mansion St, Marshall, MI 49068
2692180662
Miller Financial Services
1001 W Michigan Ave, Marshall, MI 49068
2697815129
Edward Jones - Financial Advisor: Abram J Soper, CFP®
207 W Michigan Ave, Marshall, MI 49068
2697815391
Edward Jones - Financial Advisor: Jason P Rapelje, CEPA®
424 E Michigan Ave, Marshall, MI 49068
2697814516
A reverse mortgage specialist in Marshall Michigan helps homeowners aged 62 and older convert home equity into cash without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through eligibility, loan terms, and the unique requirements of Michigan property tax deferral programs.
What Does a Reverse Mortgage Specialist in Marshall Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs like appraisal and title search. These fees can total 5000 to 15000 dollars depending on the home value and loan type. Costs vary by lender and loan program. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Marshall Michigan?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for reverse mortgages. In Michigan they must follow federal HUD guidelines and state lending laws. The specialist explains loan options, costs, and how the loan affects homeownership.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes Michigan law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
How does a reverse mortgage affect my heirs in Michigan?
In Michigan heirs can choose to pay off the loan balance or sell the home to satisfy the debt. If the home is sold for less than the loan amount the Federal Housing Administration insurance covers the difference. Heirs have six months to decide after receiving a notice from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.