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Find Reverse Mortgage Specialists Near You in Oakdale, MN
Compare reverse mortgage specialists in Oakdale. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Oakdale, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 reverse mortgage specialists in Oakdale, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jaime Wambach at CrossCountry Mortgage
7300 Hudson Blvd N 165, Office A, Oakdale, MN 55128
6127471679
Justin Moeller at CrossCountry Mortgage
7300 Hudson Blvd N # 165, Oakdale, MN 55128
6123244463
David Youngs - NEXA Lending, LLC - Infinite Team
6400 46th St N, Oakdale, MN 55128
6514976770
Land Home Financial Services - Oakdale, MN
7300 Hudson Blvd N STE 240, Oakdale, MN 55128
8887965263
Axia Home Loans Woodbury, MN
920 Inwood Ave N, Oakdale, MN 55128
6513334966
Fairway Independent Mortgage Corporation
600 Inwood Ave N Suite 120, Oakdale, MN 55128
6512428333
Rocket Mortgage Oakdale, MN NMLS – 2276354
6230 10th St N STE 430A, Oakdale, MN 55128
6517350911
A reverse mortgage specialist in Oakdale Minnesota helps homeowners aged 62 and older convert home equity into cash. Minnesota law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the loan process and explain how reverse mortgages affect Minnesota homestead property tax deferral programs.
What Does a Reverse Mortgage Specialist in Oakdale Cost?
Typical costs for a reverse mortgage specialist in Minnesota include an origination fee of up to 2 percent of the homes value or 6000 dollars whichever is less. Third-party costs such as appraisal title insurance and recording fees range from 1000 to 3000 dollars. HUD counseling fees are usually 125 to 250 dollars but many agencies offer free sessions for low-income borrowers. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Oakdale Minnesota?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the borrowers primary residence and meet HUD minimum property standards. Minnesota law does not add extra age or income requirements beyond federal HECM rules.
Is reverse mortgage counseling required in Minnesota?
Yes Minnesota requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. A certificate of completion is needed before the lender can process the loan application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.