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Compare Reverse Mortgage Specialists in Sparks, NV
Directory of reverse mortgage specialists in Sparks, Nevada. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Sparks, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 10 reverse mortgage specialists in Sparks, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Debra Secord
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753607037
Guild Mortgage - Jennifer Fiore
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753385059
Guild Mortgage - Tasha Hastings
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753607039
Guild Mortgage -Sheila Cervantes
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753866149
PrimeLending, A PlainsCapital Company - Sparks
4858 Sparks Blvd # 100, Sparks, NV 89436
7753351801
Premier Mortgage Resources, LLC | Sparks
1025 Roberta Ln, Sparks, NV 89431
7752881016
Chris Handy – Certified Reverse Mortgage Professional
4894 Sparks Blvd #111, Sparks, NV 89436
7757775669
Guild Mortgage Company
3150 Vista Blvd Suite 102, Sparks, NV 89436
7752218740
Cornerstone First Mtg -Randy Zachary / Reverse Mortgage Specialist
4884 Sparks Blvd #100, Sparks, NV 89436
7753870008
Greater Nevada Mortgage
1101 Los Altos Pkwy, Sparks, NV 89436
7758886999
Reverse mortgage specialists in Sparks Nevada help homeowners aged 62 and older access home equity without monthly payments. Nevada law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including property tax deferral programs available in Washoe County.
What Does a Reverse Mortgage Specialist in Sparks Cost?
Typical costs for a reverse mortgage in Nevada include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party fees such as appraisal title and recording range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance is 0.5 percent of the loan balance. Costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Sparks Nevada?
You must be at least 62 years old to qualify for a reverse mortgage in Nevada. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do I need counseling before getting a reverse mortgage in Nevada?
Yes Nevada law requires you to complete a counseling session with a HUD-approved counselor before applying. This session explains the loan terms costs and alternatives. You cannot skip this step.
Can I lose my home with a reverse mortgage in Sparks?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you move out for more than 12 months. Nevada law provides a 90-day grace period to cure a default before foreclosure starts.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.