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Find Reverse Mortgage Specialists Near You in East Syracuse, NY
Compare reverse mortgage specialists in East Syracuse. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
East Syracuse, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 14 reverse mortgage specialists in East Syracuse, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Eric Johnson | NMLS# 51343
6333 NY-298 Suite 200, East Syracuse, NY 13057
3157272023
Quickline Capital Partners
7222 Fly Rd, East Syracuse, NY 13057
3154370001
Movement Mortgage - Robert Crane
5701 Enterprise Pkwy Ste C, East Syracuse, NY 13057
3154158219
Homestead Funding Corp: Chris Madden | NMLS# 1634490
6333 NY-298 Suite 200, East Syracuse, NY 13057
3152390489
Kim Antenucci - Movement Mortgage
5701 Enterprise Pkwy Ste C, East Syracuse, NY 13057
5852611010
Homestead Funding Corp: Jim Giannuzzi | NMLS# 11954
6700 Kirkville Rd Suite 3A, East Syracuse, NY 13057
3154240218
Homestead Funding Corp: Maria Babcock | NMLS# 66488
6333 NY-298 Suite 200, East Syracuse, NY 13057
3152638118
Homestead Funding Corp: Scott Garrett Smith | NMLS# 2179951
6333 NY-298 Suite 200, East Syracuse, NY 13057
3157066410
Movement Mortgage
5701 Enterprise Pkwy Ste C, East Syracuse, NY 13057
8773141499
Homestead Funding Corp. – East Syracuse
6333 NY-298 Suite 200, East Syracuse, NY 13057
3156981610
Mike Keogan - Movement Mortgage
5701 Enterprise Pkwy, East Syracuse, NY 13057
3157308602
America United Mortgage LLC
6701 Manlius Center Rd, East Syracuse, NY 13057
3154314100
A reverse mortgage specialist in East Syracuse can help homeowners aged 62 and older convert home equity into tax-free funds. New York state requires borrowers to complete a HUD-approved counseling session before applying. Local specialists understand Onondaga County property values and the specific rules for New York reverse mortgages.
What Does a Reverse Mortgage Specialist in East Syracuse Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees ranging from 400 to 800 dollars. Closing costs such as title insurance and recording fees add 1500 to 3000 dollars. Total upfront costs often range from 5000 to 12000 dollars depending on the property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in East Syracuse New York?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. New York law also requires that the property be a single-family home or an approved condominium. The home must be the borrower primary residence.
Do I need counseling before getting a reverse mortgage in New York?
Yes, New York state law and federal HUD rules require all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
How does a reverse mortgage affect my heirs in New York?
Heirs can keep the home by paying off the loan balance or 95 percent of the appraised value whichever is less. New York law gives heirs 30 days after the loan becomes due to decide. If they sell the home any remaining equity goes to the estate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.