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Compare Reverse Mortgage Specialists in Jamestown, NY
Compare reverse mortgage specialists in Jamestown. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Jamestown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 reverse mortgage specialists in Jamestown, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Jamestown
800 Fairmount Ave E Suite 1, Jamestown, NY 14701
7164287114
Merrill Lynch Wealth Management
55 Southwestern Dr 1st Floor, Jamestown, NY 14701
7164852775
Falcon Financial Advisors
120 W 3rd St Suite 117, Jamestown, NY 14701
7164846192
Merrill Lynch Financial Advisor Derek Watkins
55 Southwestern Dr 1st Floor, Jamestown, NY 14701
7164852775
RealFi Home Funding Corp.
21 E 3rd St #248, Jamestown, NY 14701
7166613286
What Does a Reverse Mortgage Specialist in Jamestown Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value (capped at $6,000), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $5,000 to $15,000 depending on the property value and loan type. New York also requires a mandatory counseling fee of around $125 to $150. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Jamestown New York?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in New York. The youngest borrower on the title must meet this age requirement. New York law also requires that all borrowers complete a counseling session with a HUD-approved counselor before applying.
Do I need counseling before getting a reverse mortgage in New York?
Yes, New York State mandates that all reverse mortgage applicants receive counseling from a HUD-approved agency. The counseling session must occur before you submit a loan application. The counselor will explain loan terms, costs, and alternatives to ensure you understand the commitment.
Can I lose my home with a reverse mortgage in Jamestown?
You can lose your home if you fail to meet loan obligations such as paying property taxes, homeowners insurance, or maintaining the property. New York law provides a 30-day notice period before foreclosure proceedings can begin. Staying current on these obligations protects your ownership.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.