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Find Reverse Mortgage Specialists in Johnson City, NY
Browse reverse mortgage specialists serving Johnson City, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Johnson City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 reverse mortgage specialists in Johnson City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
365R Harry L Dr, Johnson City, NY 13790
6077979523
Absolute Home Mortgage Corporation
520 Columbia Dr suite 207, Johnson City, NY 13790
6072169832
Southern Tier Mortgage Corporation
201 Oakdale Rd # B, Johnson City, NY 13790
6072317862
A reverse mortgage specialist in Johnson City New York helps older homeowners access home equity without monthly payments. New York law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through the process and explain how a reverse mortgage affects local property taxes and estate plans.
What Does a Reverse Mortgage Specialist in Johnson City Cost?
In New York reverse mortgage costs include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search totaling 500 to 1500 dollars. Counseling fees are typically 125 to 250 dollars. Costs vary by loan amount and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Johnson City do?
A reverse mortgage specialist explains loan options and eligibility for homeowners aged 62 and older. They help you understand New York counseling requirements and the loan terms. They do not provide financial advice or recommend specific lenders.
Are there New York specific rules for reverse mortgages?
Yes New York requires borrowers to attend HUD-approved counseling before applying for a reverse mortgage. The state also limits origination fees and requires lenders to disclose all costs clearly. These rules protect seniors from predatory lending.
How do I choose a reverse mortgage specialist in Johnson City?
Look for a specialist with experience in New York reverse mortgage laws. Check that they are licensed and have no complaints with the New York Department of Financial Services. Ask about their familiarity with local property tax deferral programs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.