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Compare Reverse Mortgage Specialists in Oswego, NY
Browse reverse mortgage specialists serving Oswego, New York. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Oswego, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 reverse mortgage specialists in Oswego, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oswego Teachers Employee
90 W Utica St, Oswego, NY 13126
3153424574
Randy Zeigler - Private Wealth Advisor, Ameriprise Financial Services, LLC
97 W Utica St, Oswego, NY 13126
3153421227
Chase Mortgage
204 W 1st St, Oswego, NY 13126
3153439650
Wealth Enhancement Group
106 W Utica St Suite A, Oswego, NY 13126
3158005804
Northwestern Mutual
218 W 8th St, Oswego, NY 13126
3153432323
A reverse mortgage specialist in Oswego, New York helps homeowners aged 62 and older access home equity without monthly payments. New York law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Oswego residents can work with local specialists who understand the unique housing market and legal landscape of upstate New York.
What Does a Reverse Mortgage Specialist in Oswego Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. These costs can range from 2000 to 8000 dollars depending on the home value and loan type. New York law also requires a mandatory counseling fee which is usually around 125 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Oswego New York?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Oswego. New York law also requires that all borrowers listed on the title meet this age requirement. The property must be your primary residence.
Is counseling required for a reverse mortgage in New York?
Yes New York law mandates that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session must occur before you submit a loan application. The counselor explains the costs, terms, and alternatives to a reverse mortgage.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.