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Find Reverse Mortgage Specialists Near You in Sayville, NY
Browse reverse mortgage specialists serving Sayville, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Sayville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Sayville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Outlet
280 W Main St, Sayville, NY 11782
6315893600
LuxeRates, LLC
100 S Main St suite 202, Sayville, NY 11782
5162340289
Michael Greenlick - Contour Mortgage
2 S Main St Ste D, Sayville, NY 11782
5163611040
Contour Mortgage - Sayville
2 S Main St Ste D, Sayville, NY 11782
6318248055
A reverse mortgage specialist in Sayville, New York can help homeowners aged 62 and older convert home equity into cash without selling their property. New York law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Sayville residents often use these loans to supplement retirement income or cover home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Sayville Cost?
In New York, reverse mortgage costs include an origination fee capped at 2 percent of the home value, a 2 percent upfront mortgage insurance premium, and annual premiums of 0.5 percent. Appraisal fees typically range from 400 to 600 dollars, and closing costs can add 1,000 to 3,000 dollars. Total costs for a Sayville homeowner might fall between 3,000 and 10,000 dollars, but amounts vary by property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Sayville?
A reverse mortgage specialist is a licensed professional who guides homeowners through the process of obtaining a reverse mortgage loan. In New York, they must follow state regulations including mandatory counseling and disclosure requirements.
Who qualifies for a reverse mortgage in New York?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence, and homeowners must complete HUD-approved counseling as required by New York law.
What are the costs for a reverse mortgage in Sayville?
Typical costs include an origination fee up to 2 percent of the home value, mortgage insurance premiums, appraisal fees, and closing costs. In New York, total fees can range from 2,000 to 8,000 dollars depending on the loan amount and lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.