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Find Reverse Mortgage Specialists in West Seneca, NY
Directory of reverse mortgage specialists in West Seneca, New York. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
West Seneca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 reverse mortgage specialists in West Seneca, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nickel City Funding, Inc.
3460 Seneca St, West Seneca, NY 14224
7165585200
Parachute Credit Counseling, Inc.
40 Gardenville Pkwy W #300, West Seneca, NY 14224
8009269685
Mainstream Funding Network, Inc.
960 Center Rd Suite 2, West Seneca, NY 14224
7165651500
Mortgage, Bank of America
4049 Seneca St, West Seneca, NY 14224
7163042111
NVR Mortgage Finance Inc
1026 Union Rd # C, West Seneca, NY 14224
7166759045
A reverse mortgage specialist in West Seneca, New York helps homeowners aged 62 and older convert home equity into loan proceeds. New York law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through this process and ensure compliance with state regulations.
What Does a Reverse Mortgage Specialist in West Seneca Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to $6,000, a mortgage insurance premium of 2 percent of the home value, and third-party fees such as appraisal and title search. Total closing costs usually range from $5,000 to $15,000. Some costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the requirements for a reverse mortgage in West Seneca New York?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. New York law mandates a counseling session with a HUD-approved agency before you can apply. The home must be your primary residence and meet FHA property standards.
How much does a reverse mortgage cost in New York?
Costs include an origination fee, mortgage insurance premium, appraisal fee, and closing costs. In New York, the origination fee is capped at the greater of $2,500 or 2 percent of the first $200,000 of home value plus 1 percent of the amount over $200,000. Total costs typically range from $5,000 to $15,000.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.