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Compare Reverse Mortgage Specialists in Cedar Hill, TX
Looking for a reverse mortgage specialist in Cedar Hill? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Cedar Hill, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in Cedar Hill, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gold Financial Services
1423 Hwy 67 #200, Cedar Hill, TX 75104
2142595555
Fresh Start Mortgage Assistance
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
8338533748
Ramona Baldwin at CrossCountry Mortgage
760 N Hwy 67 Suite B2, Cedar Hill, TX 75104
8777731226
Capital City Mortgage LLC Funding Your Dreams
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
2147934831
A reverse mortgage specialist in Cedar Hill, Texas can help homeowners aged 62 and older access their home equity. Texas law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Specialists guide clients through the process and explain how Texas property tax and insurance rules apply.
What Does a Reverse Mortgage Specialist in Cedar Hill Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 2,000 to 8,000 dollars. Costs vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cedar Hill Texas?
You must be at least 62 years old to qualify for a reverse mortgage in Texas. All borrowers listed on the title must meet this age requirement. The specialist will verify your age during the application process.
Do I need to own my home free and clear to get a reverse mortgage in Cedar Hill?
No, you do not need to own your home free and clear. However, you must have significant equity in the property. Any existing mortgage must be paid off with the reverse mortgage proceeds.
What counseling is required for a reverse mortgage in Texas?
Texas law requires all reverse mortgage borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The specialist can provide a list of approved counselors in Cedar Hill.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.