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Find Reverse Mortgage Specialists in Duncanville, TX
Looking for a reverse mortgage specialist in Duncanville? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Duncanville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Duncanville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Mortgage Lenders, LLC
785 W Wheatland Rd Ste 407, Duncanville, TX 75116
8179039748
Geneva Financial LLC
407 N Cedar Ridge Dr #235, Duncanville, TX 75116
2143770131
Chase Home Lending
303 S Main St, Duncanville, TX 75116
9723325235
Reverse mortgage specialists in Duncanville Texas help homeowners aged 62 and older convert home equity into cash without monthly payments. Texas law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the unique Texas property tax and homestead rules that affect reverse mortgage eligibility.
What Does a Reverse Mortgage Specialist in Duncanville Cost?
Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. These costs often range from 5,000 to 10,000 dollars but vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Duncanville Texas?
Borrowers must be at least 62 years old to qualify for a reverse mortgage in Texas. All owners listed on the title must meet this age requirement. The home must be the primary residence of the borrower.
Do I need to own my home free and clear to get a reverse mortgage in Duncanville?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage or other liens. The amount you can borrow depends on your age the home value and current interest rates.
What counseling is required for a reverse mortgage in Texas?
Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session explains the terms costs and alternatives to a reverse mortgage. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.