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Directory of reverse mortgage specialists in Edinburg, Texas. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Edinburg, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 reverse mortgage specialists in Edinburg, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cabrales Mortgage
2117 Cornerstone Blvd, Edinburg, TX 78539
9566889035
WallStreet Wholesale Lender LLC
108 N Jackson Rd Suite 21, Edinburg, TX 78541
9566270702
Union Home Mortgage - Edinburg
3832 S McColl Rd Suite 3, Edinburg, TX 78539
9562783135
STX Lenders powered by Supreme Lending
4414 S Raul Longoria Rd Ste# A, Edinburg, TX 78542
Cindy Lee Perez - Fairway Independent Mortgage Corporation
135 Paseo Del Prado Suite 14, Edinburg, TX 78539
9564678933
Mr. Mortgage, LLC
1715 W Trenton Rd Suite 203, Edinburg, TX 78539
9562875626
Lisa I Olgin NMLS# 225845 | GFS Home Loans
4757 S Jackson Rd, Edinburg, TX 78539
9565003783
Juliana Weintraub at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9566054616
Hernan Mireles at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9568674745
Isaac Serna at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
8777731226
Frank Ruiz at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9564771035
Martin Gamboa - Nexa Mortgage
135 Paseo Del Prado Suite 38, Edinburg, TX 78539
9563581160
A reverse mortgage specialist in Edinburg Texas helps homeowners aged 62 and older access home equity without monthly payments. In Texas, reverse mortgages are regulated under the Texas Constitution and require mandatory counseling from a HUD-approved agency. Specialists guide borrowers through the Home Equity Conversion Mortgage HECM process and ensure compliance with state homestead laws.
What Does a Reverse Mortgage Specialist in Edinburg Cost?
Typical costs for a reverse mortgage in Edinburg Texas include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 2 000 to 8 000 depending on the loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Edinburg Texas?
Borrowers must be at least 62 years old. If the home is owned jointly both spouses must meet the age requirement unless one spouse is a non-borrowing spouse under Texas law.
Do I need to own my home free and clear to get a reverse mortgage in Edinburg?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity can be taken as a lump sum line of credit or monthly payments.
What property types qualify for a reverse mortgage in Edinburg Texas?
Qualifying properties include single-family homes FHA-approved condominiums and manufactured homes that meet HUD standards. The property must be your primary residence and located in Texas.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.