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Reverse Mortgage Specialists in Killeen, TX

Looking for a reverse mortgage specialist in Killeen? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Killeen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 reverse mortgage specialists in Killeen, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
2403 Bacon Ranch Rd Ste 100, Killeen, TX 76542
2546348886
Veterans United Home Loans Killeen
1302 W Stan Schlueter Loop Ste 100, Killeen, TX 76549
2543502250
Sente Mortgage
2102 S W S Young Dr E, Killeen, TX 76543
2547814232
Yvette Hernandez at Veterans Lending Group
2710 Clear Creek Rd Suites 104,105,106, Killeen, TX 76549
2542517065
MORTGAGE FANATICS (L And Z Financial Services) - NMLS#2309952
2004 Mockingbird Ln, Killeen, TX 76541
7542730357
First Community Mortgage
3106 S W S Young Dr bldg d ste 402, Killeen, TX 76542
2549537000
Nancy Pacheco - Valor Home Lending
222 E Avenue C, Killeen, TX 76541
5129558801
LeaderOne Home Loans - Staci Curb
3901 E Stan Schlueter Loop Suite 100, Killeen, TX 76542
2543833813
LeaderOne Financial Corp
3901 E Stan Schlueter Loop Ste 101, Killeen, TX 76542
2546991683
Scottie Campbell | Waymaker Mortgage Company
202 W Central Texas Expy Suite 205, Killeen, TX 76541
5125488438
Guild Mortgage - Chris McCabe
708 E Elms Rd Office 3, Killeen, TX 76542
8329280993
New American Funding - Deborah Huddleston
2710 S Fort Hood St #6, Killeen, TX 76542
2542894725
Guild Mortgage - Angel Vasquez
708 E Elms Rd Office 3, Killeen, TX 76542
2542398564
Guild Mortgage - Tiffany White
708 E Elms Rd Office 3, Killeen, TX 76542
8327259415
Cheryl Rodriguez
2212 Sunny Ln, Killeen, TX 76541
2546348134
Daniel Cavazos with Valor Home lending
222 E Avenue C, Killeen, TX 76541
3257189359
Veterans Lending Group - Killeen
2710 S Clear Creek Rd Ste 106, Killeen, TX 76549
2543622522

A reverse mortgage specialist in Killeen Texas helps homeowners age 62 and older access home equity without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the Texas Home Equity Conversion Mortgage process and ensure compliance with state regulations.

What Does a Reverse Mortgage Specialist in Killeen Cost?

Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually, and third-party fees for appraisal title and recording. Total costs often range from 5000 to 15000 dollars depending on home value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Killeen Texas?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Texas law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Texas?
Yes, Texas law requires a counseling session with a HUD-approved counselor. The session must occur before you submit a loan application. The counselor explains loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Killeen?
You can lose your home if you fail to pay property taxes or homeowners insurance. You must also maintain the home to HUD standards. Texas law gives you a right to cure any default within a specific time period.