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Reverse Mortgage Specialists in McAllen, TX

Compare reverse mortgage specialists in McAllen. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
McAllen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 reverse mortgage specialists in McAllen, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Unity Group at Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9566836076
Willow Bend Mortgage - McAllen Branch (#351853)
4217 N McColl Rd #100, McAllen, TX 78504
9562710360
Structure Finance LLC
1720 Maple Ave, McAllen, TX 78501
9563404400
Elite Choice Mortgage
1552 Dove Ave W Suite 4, McAllen, TX 78504
9567896025
InterLinc Mortgage Services, LLC - McAllen, TX
5105 N 10th St Suite B, McAllen, TX 78504
9565339644
Mortgage Pros RGV at Directions Equity
5801 N 10th St Suite 300, McAllen, TX 78504
9564674414
Eustis Mortgage Corporation
5207 N McColl Rd, McAllen, TX 78504
9563224440
Movement Mortgage
7000 N 10th St c7, McAllen, TX 78504
9562018189
Matthew Vazaldua
1200 Auburn Ave Suite 460, McAllen, TX 78504
5127576828
Adriana Montes-The Unity Group powered by Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9562120512
Marina Garcia - The Mortgage Maven Group
7000 N 10th St Ste 40, McAllen, TX 78504
2109931205
Dream Home Mortgage
711 W Nolana Ave #101a, McAllen, TX 78504
9564040440
Shaun Pinney
1200 Auburn Ave Suite 460, McAllen, TX 78504
9563312889
Joe Cuellar | Home Loans
6316 N 10th St Bldg F, McAllen, TX 78504
9567892121
Bobby Urbina- The Unity Group Powered by Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9562123304
Johnny Arguelles - The Unity Group powered by Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9568211812
Town Square Mortgage
804 Pecan Blvd Suite 115, McAllen, TX 78501
9565402200
David Ramos
1200 Auburn Ave Suite 460, McAllen, TX 78504
9568218161
Thrive Mortgage McAllen - Andrew Riddle, Mortgage Banker
3700 N 10th St Suite 301, McAllen, TX 78501
9562797320
Reverse Mortgage RGV - Rio Grande Valley - South Texas
7405 N 17th St, McAllen, TX 78504
9563584321

What Does a Reverse Mortgage Specialist in McAllen Cost?

Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the homes value capped at 6000 dollars. Closing costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the homes value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. All costs are added to the loan balance and are not paid out of pocket. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in McAllen Texas?
Borrowers must be at least 62 years old. If there are two borrowers both must meet this age requirement. The home must be the primary residence of all borrowers.
Do I need to own my home free and clear to get a reverse mortgage in Texas?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan amount depends on your age the homes value and current interest rates.
What counseling is required before getting a reverse mortgage in Texas?
Texas law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.