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Compare reverse mortgage specialists in Pearland. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Pearland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 reverse mortgage specialists in Pearland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jose Alvarez TX Lender Clear Home Loans Inc
11960 W Broadway St Suite 220, Pearland, TX 77584
2818718109
LB Lending
2880 Broadway Bend Dr Building 3, Pearland, TX 77584
2816867973
Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending
11960 W Broadway St Ste. 220, Pearland, TX 77584
3463049724
Mortgage Associates
1506 E Broadway St Suite 102, Pearland, TX 77581
2818921595
New American Funding - Jennifer Rader, MBA
2734 Sunrise Blvd #208, Pearland, TX 77584
8004502010
Mid America Mortgage
12280 W Broadway St Bldg 1 Unit 1123, Pearland, TX 77584
8326802704
Mortgage Options Of Texas LLC
2404 S Grand Blvd #220A, Pearland, TX 77581
8323844917
Esperanza Garcia - Clear Choice Home Loans, LLC
11960 W Broadway St Ste 220, Pearland, TX 77584
8324311633
Gateway Mortgage Group
1000 Broadway St #110b, Pearland, TX 77581
2814977005
A reverse mortgage specialist in Pearland Texas helps homeowners aged 62 and older access home equity without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Pearland residents often use these loans to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Pearland Cost?
Typical costs for a reverse mortgage in Texas include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search. Total closing costs often range from $5,000 to $15,000. Costs vary by loan amount and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pearland Texas?
Borrowers must be at least 62 years old. If a married couple applies, both must meet the age requirement. Texas follows federal HUD guidelines for age eligibility.
Is a financial assessment required for a reverse mortgage in Texas?
Yes, lenders must conduct a financial assessment to ensure you can pay property taxes and insurance. Texas law also requires a mandatory counseling session with a HUD-approved counselor before you can close the loan.
Can I lose my home with a reverse mortgage in Pearland Texas?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law requires lenders to provide clear disclosures about these obligations before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.