Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 13 reverse mortgage specialists in Sugar Land, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sutherland Mortgage Services, Inc.
14090 Southwest Fwy, Sugar Land, TX 77478
(877) 521-7462
sutherlandmortgage.com
Jerome "JJ" Johnson - NMLS# 2009480 - Edge Home Finance
5826 New Territory Blvd, Sugar Land, TX 77479
(346) 708-6470
theflybroker.com
Windsor Home Lending
116 Eldridge Rd # D, Sugar Land, TX 77478
(346) 492-3525
windsorhomelending.com
Codemark Financial
77 Sugar Creek Center Blvd Ste. 600, Sugar Land, TX 77478
(832) 677-7678
codemarkfinancial.com
Baker Mortgage
1 Sugar Creek Center Blvd #945, Sugar Land, TX 77478
(281) 313-6683
bakermortgage.com
Sadaf Sultan, Mortgage Broker - Edge Home Finance
1470 First Colony Blvd Suite 102, Sugar Land, TX 77479
(832) 563-6659
loansbysadaf.com
Signature Home Loans LLC
77 Sugar Creek Center Blvd Ste. 600, Sugar Land, TX 77478
(832) 723-9922
123signaturehomeloans.com
Capital crest mortgage group
3 Sugar Creek Center Blvd #100, Sugar Land, TX 77478
(713) 724-4554
capitalcrestmortgagegroup.com
Candi Lara - Change Home Mortgage
77 Sugar Creek Center Blvd suite 600 office 38, Sugar Land, TX 77478
(915) 443-1119
candilara.com
What Does a Reverse Mortgage Specialist in Sugar Land Cost?
Typical costs for a reverse mortgage in Sugar Land Texas include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party costs such as appraisal title and recording fees. Total closing costs often range from 5 000 to 15 000 depending on the home value and loan type. These costs are usually financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Sugar Land Texas?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Texas law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Sugar Land?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The amount you can borrow depends on your age home value and current interest rates.
What happens to the reverse mortgage when I move out or pass away in Texas?
The loan becomes due when you permanently leave the home or pass away. Heirs have 6 months under Texas law to repay the loan or sell the home. They are not personally liable for any shortfall if the home value is less than the loan balance.