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Looking for a reverse mortgage specialist in The Woodlands? Review the directory below to compare your options.
14 agents listed
Updated May 2026
The Woodlands, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 14 reverse mortgage specialists in The Woodlands, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legend Lending - Sonya Bersani Mortgage Team The Woodlands, TX
2219 Sawdust Rd Suite 301, The Woodlands, TX 77380
2679342659
Storehouse Mortgage
26615 Oak Ridge Dr, The Woodlands, TX 77380
8325973287
Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX
2001 Timberloch Pl #500, The Woodlands, TX 77380
2816886095
Hometrust Mortgage Company
10200 Grogans Mill Rd #215, The Woodlands, TX 77380
2813676614
Alex Camacho - Guild Mortgage
9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380
2818828881
Rolando Martinez - Mortgage Broker NMLS #2462984
4576 Research Forest Dr Suite 200, The Woodlands, TX 77381
8325620169
Traditions Mortgage Group
2001 Timberloch Pl #500, The Woodlands, TX 77380
8329906752
Guild Mortgage Company
9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380
2818828880
Serendipity Lending Team, Mortgage Broker
2001 Timberloch Pl #500, The Woodlands, TX 77380
8328535003
Texas Premier Mortgage - Kevin Hunter Team
2001 Timberloch Pl, The Woodlands, TX 77380
2819614654
D4 Mortgage
4576 Research Forest Dr Suite 200, Office 216, The Woodlands, TX 77381
9362766298
Carlos Esquivel - Mortgage Broker
10200 Grogans Mill Rd Suite 125-B, The Woodlands, TX 77380
3467814967
Legend Lending - The Woodlands
2219 Sawdust Rd STE 301, The Woodlands, TX 77380
7132217370
NxtGen Mortgage, LLC
2001 Timberloch Pl #500, The Woodlands, TX 77380
7136774101
A reverse mortgage specialist in The Woodlands Texas helps homeowners aged 62 and older access home equity without monthly payments. Texas law requires borrowers to complete a HUD approved counseling session before applying. The Woodlands area has several experienced professionals who guide clients through the federally insured Home Equity Conversion Mortgage process.
What Does a Reverse Mortgage Specialist in The Woodlands Cost?
In Texas reverse mortgage costs include an origination fee capped at 6000 dollars or 2 percent of the home value whichever is less. The upfront mortgage insurance premium is 2 percent of the appraised value. Other fees like appraisal title search and recording typically add 1000 to 3000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in The Woodlands Texas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Texas law also requires you to attend mandatory counseling from a HUD approved agency.
How does Texas law affect reverse mortgage terms?
Texas has specific homestead protections that limit reverse mortgage borrowing to 80 percent of the appraised value for most homes. Borrowers must also pay off any existing liens with loan proceeds. The loan becomes due when the last borrower dies, sells the home, or moves out for 12 consecutive months.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.