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Compare Reverse Mortgage Specialists in Trophy Club, TX
Compare reverse mortgage specialists in Trophy Club. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Trophy Club, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in Trophy Club, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oasis Home Mortgage
7 Greenbriar Ct, Trophy Club, TX 76262
9727548957
Republic State Mortgage Co
99 Trophy Club Dr, Trophy Club, TX 76262
8172916561
iMAX Mortgage | Home Loans | Great Rates & Low fee’s.
2550 Bobcat Blvd #104, Trophy Club, TX 76262
8175508840
FINITE MORTGAGE, INC.
6 Heritage Ct, Trophy Club, TX 76262
8173136498
A reverse mortgage specialist in Trophy Club Texas helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Texas law requires borrowers to complete counseling from a HUD-approved agency before applying. Specialists guide clients through the Texas Home Equity Conversion Mortgage rules which limit loan amounts and require a homestead designation.
What Does a Reverse Mortgage Specialist in Trophy Club Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the first 200000 of home value plus 1 percent of the amount above that. Third-party fees such as appraisal title insurance and recording fees range from 2000 to 5000. The upfront mortgage insurance premium is 2 percent of the appraised value and annual premiums are 0.5 percent. Total closing costs often fall between 5000 and 15000 depending on home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Trophy Club Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. Texas law requires the home to be your primary residence and you must have sufficient equity typically at least 50 percent of the home value.
Do I have to pay property taxes and insurance with a reverse mortgage in Texas?
Yes you must continue to pay property taxes homeowners insurance and maintain the home. Failure to do so can lead to loan default. Texas law requires lenders to verify you can meet these obligations before closing.
How does Texas homestead law affect a reverse mortgage?
Texas has strong homestead protections that limit the amount of equity you can borrow. The loan cannot exceed 80 percent of the appraised value for most homes. Your homestead designation remains in place and the home is protected from most creditors.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.