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Find Reverse Mortgage Specialists Near You in Waxahachie, TX
Browse reverse mortgage specialists serving Waxahachie, Texas. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Waxahachie, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 reverse mortgage specialists in Waxahachie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Mortgage with Lisa Burkes
2591 N Hwy 77 Suite 103, Waxahachie, TX 75165
9729351601
Security Finance
605 Ferris Ave, Waxahachie, TX 75165
9729371134
Matt Authier - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833358
Mid-Tex Mortgage
130 Chieftain Dr, Waxahachie, TX 75165
4693253570
Eric Whitaker | Branch Manager | Primary Residential Mortgage, Inc.
2801 N Hwy 77 #200, Waxahachie, TX 75165
4695035070
Danny Gildea - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833345
Gerard Mortgage
115 Park Pl Blvd suite 400, Waxahachie, TX 75165
2149801244
Mary Hutchinson at Twin Tree Mortgage, LLC | NMLS# 1455894
201 Ferris Ave suite 2, Waxahachie, TX 75165
6193688123
Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C
208 Buckskin Dr, Waxahachie, TX 75167
4693609716
Lance Wallace - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833340
Adrian Sanchez
1332 US-287 Ste. 1, Waxahachie, TX 75165
4693833360
Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
David Rembert - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
2547716631
Terry Wooten - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
Krista Taylor - Mortgage Street
104 Broadhead Rd, Waxahachie, TX 75165
9404477640
First Financial Mortgage
101 Northgate Dr, Waxahachie, TX 75165
9727237100
What Does a Reverse Mortgage Specialist in Waxahachie Cost?
In Texas reverse mortgage costs include an origination fee capped at 2 percent of the first 200 thousand dollars of home value plus 1 percent of amounts above that. The upfront mortgage insurance premium is 2 percent of the appraised value. Third-party fees for appraisal title insurance and recording typically range from 2 thousand to 5 thousand dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs are often financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Waxahachie Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and a single-family home or approved condominium. Texas law also requires a mandatory counseling session with a HUD-approved counselor before application.
How does Texas homestead law affect reverse mortgages in Waxahachie?
Texas has strong homestead protections that limit the amount of equity you can borrow. For a reverse mortgage you can access up to 80 percent of the appraised value of your home. These protections also ensure your spouse can remain in the home after your death if they meet certain requirements.
What costs are associated with a reverse mortgage in Waxahachie Texas?
Typical costs include an origination fee up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the loan amount. Appraisal and counseling fees usually range from 300 to 600 dollars. Closing costs vary by lender and loan size.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.