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Find Reverse Mortgage Specialists Near You in Whitehouse, TX
Looking for a reverse mortgage specialist in Whitehouse? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Whitehouse, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Whitehouse, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southside Bank
601 TX-110 N. Suite, Whitehouse, TX 75791
9038397777
Edward Jones - Financial Advisor: Corey A Coleman
1200 TX-110 Suite B, Whitehouse, TX 75791
9035188715
Capital Mortgage
15632 TX-110 Suite 15, Whitehouse, TX 75791
9038398899
Reverse mortgage specialists in Whitehouse, Texas help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Under Texas law, reverse mortgages must comply with the Texas Constitution and federal regulations, including mandatory counseling from a HUD-approved agency. These specialists guide clients through the unique requirements of Texas homestead laws and property tax deferral options.
What Does a Reverse Mortgage Specialist in Whitehouse Cost?
Typical costs for a reverse mortgage in Texas include an origination fee (up to 2% of the home value, capped at $6,000), a mortgage insurance premium (2% upfront plus 0.5% annually), appraisal fees ($400 to $800), and closing costs ($1,500 to $3,000). Counseling fees are usually $125 to $150. Total costs vary by loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Whitehouse Texas?
Borrowers must be at least 62 years old. If married, the younger spouse must also meet this age requirement for a Home Equity Conversion Mortgage (HECM) insured by the FHA.
Do I need counseling before getting a reverse mortgage in Texas?
Yes. Texas law and federal regulations require all borrowers to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application.
Can I lose my home with a reverse mortgage in Whitehouse?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law requires lenders to set aside funds for taxes and insurance, but you are still responsible for these obligations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.