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Directory of reverse mortgage specialists in Willow Park, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Willow Park, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Willow Park, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kyrstin Zimmermann Team at CrossCountry Mortgage
401 Pitchfork Trail Ste. 713, Willow Park, TX 76087
8179252181
Cendera Funding Aledo Branch
119 S Ranch House Rd #200, Willow Park, TX 76008
8174417800
A reverse mortgage specialist in Willow Park Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists understand Parker County property values and can explain how Texas homestead protections apply to reverse mortgages.
What Does a Reverse Mortgage Specialist in Willow Park Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the home value. Costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Willow Park Texas?
Borrowers must be at least 62 years old. If married, the younger spouse must also meet the age requirement to be listed on the loan. Texas law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Texas?
Yes Texas law requires all borrowers to complete a HUD-approved counseling session before applying. The counselor explains loan terms costs and alternatives. You receive a certificate that is valid for 180 days.
Can I lose my home with a reverse mortgage in Willow Park?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. Texas law gives you a 30-day cure period to resolve defaults before foreclosure starts.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.