ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a reverse mortgage specialist in American Fork? Review the directory below to compare your options.
6 agents listed
Updated May 2026
American Fork, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 6 reverse mortgage specialists in American Fork, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Educators and Compliance
476 W 50 N, American Fork, UT 84003
8774031428
Velocity Home Loans
321 N County Blvd #B, American Fork, UT 84003
8014347337
Total Financial Health, LLC
12 W 100 N St #201a, American Fork, UT 84003
8013419590
Mendenhall Mortgage
12 W 100 N #201-A, American Fork, UT 84003
8016023550
utahloansbyKaren
12 W 100 N St Suite 202D, American Fork, UT 84003
8013722523
Rachel Logsdon - Mortgage
12 W 100 N St #201a, American Fork, UT 84003
8018229467
A reverse mortgage specialist in American Fork Utah helps homeowners aged 62 and older convert home equity into tax-free funds. Utah law requires that borrowers receive independent counseling from a HUD-approved agency before obtaining a reverse mortgage. Specialists in American Fork can guide you through the process and explain how Utah property tax deferral programs may interact with your loan.
What Does a Reverse Mortgage Specialist in American Fork Cost?
Typical costs for a reverse mortgage specialist in Utah include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording which can range from 500 to 1500 dollars. Total closing costs generally fall between 3000 and 8000 dollars depending on the loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in American Fork Utah?
Borrowers must be at least 62 years old. If you are married and your spouse is under 62, Utah law provides certain protections for the non-borrowing spouse, including the right to remain in the home after the borrowing spouse passes away.
Do I need counseling before getting a reverse mortgage in Utah?
Yes. Utah law requires that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor will explain the costs, benefits, and alternatives.
How does a reverse mortgage affect my Utah property taxes?
A reverse mortgage does not change your property tax obligation. You must still pay property taxes and homeowners insurance. Utah offers a Property Tax Deferral program for seniors that may help, but you should discuss this with a specialist to see if it applies to your situation.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in American Fork who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.