Compare VA Loan Specialists in Berkeley, CA
Directory of va loan specialists in Berkeley, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 8 va loan specialists in Berkeley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in Berkeley Cost?
Typical costs for a VA loan specialist in California include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees for appraisal title and escrow which range from $3,000 to $6,000. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserves or National Guard. Some costs may be waived for disabled veterans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Berkeley?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help borrowers in Berkeley understand eligibility requirements gather necessary documents and navigate the home buying process.
Do I need a California specific VA loan specialist?
Yes California has unique laws such as the California Military and Veterans Code Section 987 which requires specific disclosures for VA loans. A local specialist knows Alameda County property tax rules and the Berkeley housing market which can affect loan approval.
What are the VA loan limits for Berkeley in 2025?
For 2025 the standard VA loan limit for Alameda County is $1,149,825 for a single family home. This limit applies to borrowers who have full entitlement. A specialist can confirm your specific limit based on your entitlement status.