ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare va loan specialists in Brea. Review contact information and insurance categorys before you decide.
18 agents listed
Updated June 2026
Brea, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 va loan specialists in Brea, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A VA loan specialist in Brea, California helps eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. California law requires VA loan appraisals to meet specific property condition standards set by the Department of Veterans Affairs. Brea residents benefit from local specialists who understand Orange County housing market trends and county recording fees.
What Does a VA Loan Specialist in Brea Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal, credit report, and title insurance. In Brea, appraisal fees usually range from $500 to $700 and title insurance costs around $2,000 to $3,000. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military buyers. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Brea?
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs for eligible military members. To qualify in Brea you must meet service requirements such as 90 days of active duty during wartime or 181 days during peacetime. Surviving spouses of service members who died in the line of duty may also qualify.
Are there California specific rules for VA loans?
Yes California requires VA loan appraisers to verify that properties meet minimum property requirements including safety and structural integrity. California also has a state specific funding fee exemption for veterans with service connected disabilities. The VA loan limit for Orange County in 2025 is $1,149,825 for a single family home.
How do I find a VA loan specialist in Brea?
You can search for VA loan specialists through the VA lender list or by contacting local mortgage brokers in Brea. Look for specialists who hold a California Department of Real Estate license and have experience with VA loans in Orange County. Ask for references from other veterans who have used their services.
Get matched with agents in Brea who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.