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Directory of va loan specialists in Carlsbad, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageOne, Inc.
2714 Loker Ave W #300, Carlsbad, CA 92010
7606076006
DG Funding
1932 Kellogg Ave, Carlsbad, CA 92008
8773282285
Bay Equity Home Loans
1808 Aston Ave Suite 200A, Carlsbad, CA 92008
7604050711
PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
8002773423
Mutual of Omaha Mortgage
2888 Loker Ave E Suite 320, Carlsbad, CA 92010
7604925650
RealMortgage
2173 Salk Ave Suite 250, Carlsbad, CA 92008
8884438902
America One Mortgage Group
1902 Wright Pl #200, Carlsbad, CA 92008
8889425626
Mission Pacific Mortgage
2888 Loker Ave E Suite 110, Carlsbad, CA 92010
7604384111
Scott Swartz @ Loan Advisor Group
2011 Palomar Airport Rd, Carlsbad, CA 92011
8583428898
Katie Burciaga PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
7147461002
Greg Chigas PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
6198230913
Josh Jelsing at PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
8584429667
America's Loan Advisors
701 Palomar Airport Rd #300, Carlsbad, CA 92011
7602802800
Nationwide Loans
701 Palomar Airport Rd #300, Carlsbad, CA 92011
8005403909
Ryan Romero Loan Officer NMLS 333803
3207 Grey Hawk Ct # 110, Carlsbad, CA 92010
6198849116
Sean Parsons - PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
9519706017
CalVet Mortgage Center
6183 Paseo Del Norte #100, Carlsbad, CA 92011
7605185034
Coast Mortgage
3203 La Costa Ave, Carlsbad, CA 92009
7605196356
Caliber Home Loans - Carlsbad Office
5740 Fleet St STE 200, Carlsbad, CA 92008
8584723131
Nick Dawson, Branch Manager, HomeTown Lenders, NMLS #180503
2035 Corte Del Nogal Suite 110, Carlsbad, CA 92011
8583536425
What Does a VA Loan Specialist in Carlsbad Cost?
Typical costs for VA loan specialist services in California include an origination fee of up to 1 percent of the loan amount, plus third party fees for appraisal, credit report, and title insurance. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. Some specialists may charge a flat fee for consultation, often between 250 and 500 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Carlsbad?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans for eligible veterans and service members. They guide clients through the application process, help with Certificate of Eligibility requirements, and explain California specific funding fee exemptions.
Do I need a California specific VA loan specialist?
Yes, because California has unique property tax rules and escrow requirements that differ from other states. A specialist familiar with Carlsbad local market conditions and California law can help you avoid common pitfalls.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.