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Compare va loan specialists in Chico. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 va loan specialists in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CELP - California Employee Loan Program by HappyDog
300 Salem St, Chico, CA 95928
8102751714
Newrez
1051 Mangrove Ave, Chico, CA 95926
5307811700
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
5305140798
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
5309245656
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
6197936994
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
5308974090
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
HappyDog
300 Salem St, Chico, CA 95928
5302676262
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
5305881344
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
5308991870
Caliber Home Loans, Richard Graeff
2580 Sierra Sunrise Terrace STE 200, Chico, CA 95928
5305708560
Fairway Independent Mortgage Jeremy Williams
300 Salem St, Chico, CA 95928
5305148421
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
5305181043
Allison Denney
10 Declaration Dr A, Chico, CA 95973
5305708634
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
5302954617
Russell Street, Mortgage Broker NMLS #1249828
15 Moraga Dr, Chico, CA 95926
8587528806
Tom Majewski
1253 Mangrove Ave, Chico, CA 95926
5304404342
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
5307760080
VA loan specialists in Chico, California help eligible veterans, active duty service members, and surviving spouses obtain home loans with no down payment. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Chico veterans benefit from local specialists who understand Butte County property values and the nearby military community at Beale Air Force Base.
What Does a VA Loan Specialist in Chico Cost?
VA loan specialists in California typically charge an origination fee of 1 to 2 percent of the loan amount, though this fee can be negotiated. Closing costs in Chico generally range from 2 to 5 percent of the purchase price, including appraisal fees, title insurance, and recording fees. The VA funding fee is required unless you have a service-connected disability; it ranges from 1.4 to 3.6 percent of the loan amount for first-time use. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Chico?
You must have served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the Reserves or National Guard. A Certificate of Eligibility from the VA is required. Surviving spouses of service members who died in the line of duty may also qualify.
Can I use a VA loan to buy a home in Chico if I have a previous VA loan?
Yes, you may be able to restore your entitlement if the previous loan has been paid in full and the property has been sold. You can also have multiple VA loans at once if you have enough remaining entitlement. A specialist can help you check your current entitlement status.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.