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Looking for a va loan specialist in Elk Grove? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Elk Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 va loan specialists in Elk Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lifetime Home Loans -Michele Milota
10259 Atlantis Dr, Elk Grove, CA 95624
9166283814
Precision Home Loans
9401 E Stockton Blvd #145, Elk Grove, CA 95624
9169477331
Golden Empire Mortgage Inc.
9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758
9162618186
Chris Opfer, Mortgage Lender
9381 E Stockton Blvd STE 214, Elk Grove, CA 95624
9167093257
Anew Lending
9323 Laguna Springs Dr STE 110, Elk Grove, CA 95758
9162269991
Finance of America Mortgage LLC | Elk Grove, Ca | NMLS 81395
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
9165093400
Johnny Delgadillo - Xpert Home Lending Inc.
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
9167101450
Land Home Financial Services - Elk Grove
9381 E Stockton Blvd STE 208, Elk Grove, CA 95624
9165126791
Modern Loans
2220 Heger Way, Elk Grove, CA 95758
9166192661
Big Valley Mortgage
9250 Laguna Springs Dr #200, Elk Grove, CA 95758
9166706500
365 Home Loans Inc. ALL IN LENDING
8788 Elk Grove Blvd Office 1 Building 1, Elk Grove, CA 95624
9168132243
ArmCor Home Loans
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
9168776251
Anthony Carillo, Finance of America Mortgage LLC
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
2093279506
Yvette Garay - Your Home Loan Specialist
8788 Elk Grove Blvd Bldg 3, Ste 12C, Elk Grove, CA 95624
9169197889
Land Home Financial - Christina Leesha
9381 E Stockton Blvd STE 208, Elk Grove, CA 95624
9165950909
Hong Nguyen - Chase Home Lending Advisor - NMLS ID 666767
8725 Elk Grove Blvd, Elk Grove, CA 95624
9162059278
Spartan Home Loans
9141 Elk Grove Blvd, Elk Grove, CA 95624
9164855626
VA loan specialists in Elk Grove, California help veterans and active duty service members secure home loans with no down payment and competitive rates. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Elk Grove offers a strong housing market, and a local specialist can guide you through the specific property tax exemptions available to disabled veterans under California Revenue and Taxation Code Section 205.5.
What Does a VA Loan Specialist in Elk Grove Cost?
VA loan specialist fees in California typically range from 0.5% to 1.5% of the loan amount, but many specialists are paid by the lender. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves or National Guard, with reduced rates for subsequent uses. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Elk Grove?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is available to veterans, active duty service members, and eligible surviving spouses who meet service requirements. In Elk Grove, you must also meet standard lender credit and income criteria.
Do VA loans require a down payment in California?
No, VA loans typically do not require a down payment. This is a key benefit for buyers in Elk Grove. However, you may still need to pay closing costs and a VA funding fee unless you are exempt due to a service-connected disability.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.