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Find VA Loan Specialists Near You in Eureka, CA

Directory of va loan specialists in Eureka, California. Verify credentials with the state state mortgage licensing authority before hiring.

16 agents listed
Updated June 2026
Eureka, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 16 va loan specialists in Eureka, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Humboldt Mortgage Company
2037 Harrison Ave, Eureka, CA 95501
(707) 445-3027 humboldtmortgage.net
CrossCountry Mortgage, Christine Joyner Manager
322 1st St, Eureka, CA 95501
(707) 601-8188 crosscountrymortgage.com
Joey D'Ambra at CrossCountry Mortgage
322 1st St, Eureka, CA 95501
(707) 223-2272 ccm.com
Oceana Bansemer Summit Funding
325 2nd St STE 103, Eureka, CA 95501
(707) 296-7076 summitfunding.net
SN Servicing Corporation
323 5th St, Eureka, CA 95501
(800) 603-0836 snsc.com
Summit Funding, Inc.
325 2nd St STE 103, Eureka, CA 95501
(707) 296-7077 summitfunding.net
Eureka VA Clinic
930 W Harris St, Eureka, CA 95501
(707) 269-7500 va.gov
Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
(707) 441-1411 thepacifichometeam.com
Adam Freitas - Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
(707) 834-6094 thepacifichometeam.com
Humboldt Home Loans
2145 Myrtle Avenue, Eureka, CA 95501
(707) 269-2334 humboldthomeloans.com
Mountain Bay Mortgage
805 7th St, Eureka, CA 95501
(707) 572-7338 mountainbaymortgage.com
US Bank Mortgage
2910 F St, Eureka, CA 95501
(707) 443-0244 usbank.com
Fairway Independent Mortgage Corp
322 1st St, Eureka, CA 95501
(707) 601-8188
Jennifer Paye - Pacific Home Team
332 Harris St B, Eureka, CA 95503
(707) 845-4184 thepacifichometeam.com
Matthew Owen - Tri Counties Bank, Mortgage
2444 F St, Eureka, CA 95501
(707) 303-9303 mortgage.tcbk.com
Columbia Bank Home Lending
701 5th St, Eureka, CA 95501
(707) 445-3233 umpquabank.com

VA loan specialists in Eureka California help veterans and active duty service members secure home financing with no down payment. California law provides additional property tax exemptions for disabled veterans under Proposition 19. Local specialists understand the unique real estate market in Humboldt County and can guide you through the VA funding fee and entitlement process.

What Does a VA Loan Specialist in Eureka Cost?

VA loan specialists in California typically charge no upfront fee to the borrower because they earn a commission from the lender. However, you may pay closing costs such as appraisal fees, title insurance, and recording fees, which usually range from 2 to 5 percent of the loan amount. The VA funding fee, which is a one time cost, ranges from 1.25 to 3.3 percent of the loan depending on your down payment and service category. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Eureka?
A VA loan specialist is a mortgage professional who focuses on VA home loans for veterans and service members. They help you understand eligibility, obtain a Certificate of Eligibility, and navigate the loan process in Eureka California.
Do I need a specific credit score for a VA loan in California?
The VA does not set a minimum credit score, but most lenders in California require a score of at least 620. A specialist can help you find a lender with flexible requirements based on your situation.
Are there California specific benefits for VA loan holders?
Yes, California offers a property tax exemption for disabled veterans and surviving spouses. This exemption can reduce your annual property tax bill. A VA loan specialist can connect you with local resources to apply.

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