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Directory of va loan specialists in Gilroy, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Gilroy, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Gilroy, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
7111 Camino Arroyo Dr, Gilroy, CA 95020
8312288012
Alison Andrus at Guaranteed Rate Affinity (NMLS #1118471)
8050 Santa Teresa Blvd Unit 210, Gilroy, CA 95020
8316621857
Ann Lewis / The Federal Savings Bank
7371 Monterey Rd, Gilroy, CA 95020
4084782001
VA loan specialists in Gilroy, California help veterans and active duty service members navigate home financing with no down payment required. California law provides additional property tax exemptions for disabled veterans under Revenue and Taxation Code Section 205.5. These professionals guide clients through the VA funding fee, certificate of eligibility, and local market conditions in Santa Clara County.
What Does a VA Loan Specialist in Gilroy Cost?
VA loan specialists in California typically charge origination fees between 0.5 percent and 1 percent of the loan amount, though some may offer flat fees around $500 to $1,500. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on down payment and service category. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Gilroy?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help borrowers in Gilroy understand eligibility, complete paperwork, and find lenders familiar with California property laws.
What are the eligibility requirements for a VA loan in California?
Eligibility requires meeting service time requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility and sufficient income to cover the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.