VA Loan Specialists in Long Beach, CA
Compare va loan specialists in Long Beach. Review contact information and insurance categorys before you decide.
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Showing 19 va loan specialists in Long Beach, CA
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VA loan specialists in Long Beach, California help veterans, active duty service members, and eligible surviving spouses obtain home financing with no down payment. California law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Long Beach offers additional local resources through the Veterans Affairs office on Atlantic Avenue.
What Does a VA Loan Specialist in Long Beach Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount and third-party fees for appraisal, credit report, and title insurance. Appraisal fees in Long Beach range from 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Long Beach?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. California does not add extra state-level requirements beyond federal rules.
Is there a funding fee for VA loans in California?
Yes, the VA funding fee applies to most loans. For first-time use with no down payment, the fee is 2.15% of the loan amount. The fee is lower for subsequent uses or if you make a down payment. Veterans with a service-connected disability are exempt from this fee.
Can I use a VA loan to buy a condo or townhouse in Long Beach?
Yes, but the property must be on the VA approved condominium list. Many Long Beach condos are approved, but you should verify with your lender. The property must also be your primary residence.