VA loan specialists in Los Gatos, California help veterans and active duty service members secure home financing with no down payment and competitive rates. California law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Los Gatos is in Santa Clara County, where VA loan limits for 2025 are $1,209,750 for a single family home.
What Does a VA Loan Specialist in Los Gatos Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. Closing costs in Los Gatos range from 2% to 5% of the purchase price, including appraisal fees of $500 to $700 and title insurance of $2,000 to $4,000. The VA funding fee is 2.15% for first time use with zero down payment, but this can be rolled into the loan. Note that costs vary by case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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