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Find VA Loan Specialists Near You in Los Gatos, CA
Browse va loan specialists serving Los Gatos, California. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 va loan specialists in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Mortgage Funding
236 N Santa Cruz Ave STE 103, Los Gatos, CA 95030
4083952000
New American Funding - Los Gatos, CA
1615 Los Gatos Blvd Ste 205, Los Gatos, CA 95032
4082283392
Guaranteed Rate Affinity - Robert Bachman
16185 Los Gatos Blvd Suite 205 Office 38, Los Gatos, CA 95032
4088582663
PACE Funding Group LLC
750 University Ave #140, Los Gatos, CA 95032
8448737223
Linda Weilert, Reverse Mortgage Specialist
Tatyanna Teeuwisse, LAc, 14127 Capri Dr, Los Gatos, CA 95032
4086563751
New American Funding - Micah Gunter
16185 Los Gatos Blvd #205, Los Gatos, CA 95032
9168649526
Private Mortgage Advisors - Los Gatos
750 University Ave Suite 150, Los Gatos, CA 95032
4083578772
Mark Smith Home Loans
455 Los Gatos Blvd, Los Gatos, CA 95032
4084823165
Bryan Russell, Mortgage Consultant
459 Monterey Ave Suite 213, Los Gatos, CA 95030
4086555835
Krista Valpreda at Guaranteed Rate Affinity (NMLS #459894)
410 N Santa Cruz Ave, Los Gatos, CA 95030
9256359202
Victoria Capital Mortgage Company
455 Los Gatos Blvd # 100, Los Gatos, CA 95032
4083916550
Golden Mortgage Company, Inc.
223 W Main St D, Los Gatos, CA 95030
6692327045
Silicon Valley Mortgage
451 Los Gatos Blvd UNIT 104, Los Gatos, CA 95032
4084189811
U.S. Bank-Simona Frenkel-Mortgage Loan Officer
U.S. Bank Area Served, Los Gatos, CA 95030
4088788565
Ravneet Hanjraa-U.S. Bank Mortgage
14184 Blossom Hill Rd, Los Gatos, CA 95032
9167887904
VA loan specialists in Los Gatos, California help veterans and active duty service members secure home financing with no down payment and competitive rates. California law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Los Gatos is in Santa Clara County, where VA loan limits for 2025 are $1,209,750 for a single family home.
What Does a VA Loan Specialist in Los Gatos Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. Closing costs in Los Gatos range from 2% to 5% of the purchase price, including appraisal fees of $500 to $700 and title insurance of $2,000 to $4,000. The VA funding fee is 2.15% for first time use with zero down payment, but this can be rolled into the loan. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Los Gatos?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with eligibility, pre approval, and closing in Santa Clara County.
What are the VA loan benefits for California veterans?
VA loans offer no down payment, no private mortgage insurance, and limited closing costs. California veterans also receive property tax exemptions through the Veterans Exemption program.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.