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Compare VA Loan Specialists in Merced, CA

Browse va loan specialists serving Merced, California. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 va loan specialists in Merced, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
(209) 233-0121 robertdylina.com
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
(209) 261-2679 capstonemortgage.net
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
(209) 276-9688 lendingassets.com
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
(209) 580-4464 joestefani.leader1.com
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
(209) 725-9405 primeres.com
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
(209) 777-6955 leaderonefinancial.com
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
(209) 761-2542 envoymortgage.com
Nick Maravilla - Loan Officer NMLS#2571013
3061 College Green Dr # C, Merced, CA 95348
(209) 658-6307 nickmaravilla.leaderonefinancial.com
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
(209) 777-9560 nathanbell.supremelending.com
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
(209) 628-0378 csalazarforloans.com
American Financial Network
3313 G St suite a, Merced, CA 95340
(209) 769-5300 thebestloanagent.com
Ernesto Cortez
3061 College Green Dr Suite B, Merced, CA 95340
(209) 285-8068
Jeff Gresham Home Loans
1635 M St Suite 104, Merced, CA 95340
(209) 658-1020 jeffgresham.com
Jeanette Garibay - Loan Officer NMLS#1085541
53 W Alexander Ave, Merced, CA 95348
(209) 600-3773 jeanettegaribay.com
Rick Davidson - Loan Officer NMLS#274419
53 W Alexander Ave, Merced, CA 95348
(209) 617-3406 homeloanswithrick.com
Cynthia Brackett, Loan Officer, 287578 # - American Financial Network, Inc.
3337 G St Suite C, Merced, CA 95340
(209) 648-8991 afncorp.com
CrossCountry Mortgage - Merced
368 E Yosemite Ave #200-G, Merced, CA 95340
(209) 769-3786
Edward Walters | Branch Manager | Primary Residential Mortgage, Inc.
505 W 18th St suite a, Merced, CA 95340
(209) 425-5600 primeres.com
Dennis Nightengale
512 W 18th St, Merced, CA 95340
(209) 261-2679

VA loan specialists in Merced California help veterans and active duty service members secure home financing with no down payment. California law provides additional protections for military borrowers, including specific rules on foreclosure and interest rates. Merced County offers a range of properties that may qualify for VA loans, from rural homes to suburban developments.

What Does a VA Loan Specialist in Merced Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount. Appraisal fees range from 500 to 800 dollars. Closing costs vary but often total 3 to 5 percent of the purchase price. Some costs may be paid by the seller. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Merced?
A VA loan specialist guides veterans through the loan process, from obtaining a Certificate of Eligibility to closing. They help with property appraisals and ensure compliance with California lending laws. Their goal is to make the process smooth for military homebuyers in Merced.
Are there California specific rules for VA loans?
Yes. California follows federal VA guidelines but also has state laws that protect borrowers from predatory lending. For example, California limits prepayment penalties and requires clear disclosure of fees. These rules apply to all VA loans in the state, including those in Merced.

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